Mercer County property record for 510 E Plum St, Coldwater, OH 45828
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,152 sqft · built 1946 |
| Lot Size | 0.145 acres (6,336 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $61,500 (Sep 1992) |
| Tax Bill | $1,583 (2025) |
| Deeds & Mortgages | Feb 2015 Line of Credit Feb 2005 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-087000.0000 |
| Primary APN | 05-087000.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| Basement Area | 864 sqft |
| Finished Basement | 864 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Lot Area | 6,336 sqft (0.145 acres) |
| Lot Dimensions | 132 ft deep x 48 ft wide |
| Garage Type | Attached |
| Street Address | 510 E PLUM ST |
|---|---|
| City | COLDWATER |
| State | OH |
| Zip | 45828-1352 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FAIRVIEW ADD LOT#: 490 |
| Legal Subdivision | FAIRVIEW ADD |
| Legal Lot Number | 490 |
| Jurisdiction | MERCER OH |
| Township / Civil Division | BUTLER |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 967700 |
510 E Plum St is owned and occupied by two individuals who acquired it in October 2022.
Source: Mercer County records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 510 E PLUM ST, COLDWATER, OH 45828-1352 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 9, 2015 | Deed of Trust, Mortgage · Line of Credit THE PEOPLES BANK CO |
| Feb 11, 2005 | Deed of Trust, Mortgage · Line of Credit THE PEOPLES BANK CO |
| Oct 11, 2022 | Transfer on Death Deed, Transfer |
| Oct 11, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 9, 1992 · Amount on File |
| Deed Sale | Sep 9, 1992 · Amount on File |
| Last Transfer Date | Oct 11, 2022 |
| Transfer Doc | 0000004928 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 510 E PLUM ST, COLDWATER, OH 45828-1352 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 201500000545 |
|---|---|
| Date | Feb 9, 2015 |
| Instrument | 201500000545 |
| Name | THE PEOPLES BANK CO |
|---|---|
| Type | Bank |
| Address | COLDWATER, OH 45828 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Feb 20, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 510 E PLUM ST, COLDWATER, OH 45828-1352 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 200500000920 |
|---|---|
| Date | Feb 11, 2005 |
| Instrument | 200500000920 |
| Name | THE PEOPLES BANK CO |
|---|---|
| Type | Bank |
| Address | COLDWATER, OH 45828 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Feb 20, 2015 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | Oct 11, 2022 |
| Property Address | 510 E PLUM ST, COLDWATER, OH 45828-1352 |
| Document Number | 202200004928 |
| Map Reference | VOL 321 PG 860 |
| Instrument Date | Oct 10, 2022 |
| Instrument | 202200004928 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 510 E PLUM ST, COLDWATER, OH 45828-1352 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | Oct 11, 2022 |
| Property Address | 510 E PLUM ST, COLDWATER, OH 45828-1352 |
| Document Number | 202200004927 |
| Map Reference | VOL 321 PG 860 |
| Instrument Date | Oct 10, 2022 |
| Instrument | 202200004927 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 510 E PLUM ST, COLDWATER, OH 45828-1352 |
The 2025 property tax bill for 510 E Plum St was $1,583.
Source: Mercer County assessment roll, as of February 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Mercer County |
| County Subdivision | Butler Township |
| Municipality | Coldwater Village |
| Unified School District | Coldwater Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,583.00 | $47,570 (-) Land $5,530 Building $42,040 | |
| 2024 | $1,583.00 (+1.87%) | $47,570 (-) Land $5,530 Building $42,040 | |
| 2023 | $1,554.00 (+15.71%) | $47,570 (+30.15%) Land $5,530 Building $42,040 | $135,900 Land $15,800 Building $120,100 |
| 2022 | $1,343.00 | $36,550 Land $4,170 Building $32,380 | |
| 2020 | $104,400 Land $11,900 Building $92,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 510 E Plum St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 510 E Plum St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLDWATER VILLAGE serves 4,774 people · EPA ID OH5400112 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber · Fixed Wireless in parts of the area | 2,000 / 2,000 |
| NKTELCO - Goldstar Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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