5329 5th St, Saint Charles, MO 63304 Property Records

St. Charles County property record for 5329 5th St, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,096 sqft · built 1953
Lot Size	0.764 acres (33,300 sqft)
Owner	2 Individual Names on Record
Last Sale	$33,250 (Jan 2024)
Tax Bill	$2,304 (2025)
Deeds & Mortgages	Jan 2024 Second Mortgage Sep 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`T001500001`

Property Details

APN / Parcel Number

Primary APN	`T001500001`
Alternative APN	`3-0158-4389-00-000D.1200000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,096 sqft Living Area
Gross Area	1,796 sqft
1st Floor Area	1,096 sqft
Basement Area	700 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	33,300 sqft (0.764 acres)
Lot Dimensions	370 ft deep x 90 ft wide
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T001500001
Street Address	5329 5TH ST
City	SAINT CHARLES
State	MO
Zip	63304-8005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PITMANS ADDN COTTLEVILLE LOT D.1 & D.11
Legal Subdivision	PITMANS ADDN-COTTLEVILLE
Legal Lot Number	D
Jurisdiction	ST CHARLES MO
Township / Civil Division	COTTLEVILLE
Census Block Group	1
Census Block	1025
Census Tract	311322

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5329 5TH ST, SAINT CHARLES, MO 63304-8005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2024	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage TOGETHER CU
Sep 22, 2023	Intrafamily Transfer, Transfer
Feb 23, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TOGETHER CU
Nov 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 9, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 24, 2024 · Amount on Record
Deed Sale	Jan 24, 2024 · Amount on Record
Prior Sale	Mar 9, 1999 · Amount on Record
Deed Document Number	20242866
Last Transfer Date	Jul 15, 2024
Transfer Doc	0000027784
Record Updated	Sep 20, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Jan 24, 2024
Property Address	5329 5TH ST, SAINT CHARLES, MO 63304-8005
Document Number	0000002866
Instrument Date	Jan 18, 2024
Instrument	2024R-002866
Transaction Type	Transfer
Record Updated	Feb 6, 2024
Title Company	PRIORITY TITLE & ESCROW

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5329 5TH ST, SAINT CHARLES, MO 63304-8005

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5329 5TH ST, SAINT CHARLES, MO 63304-8005

Mortgage

Document Number	0000002867
Date	Jan 24, 2024
Instrument	2024R-002867

Lender

Name	TOGETHER CU
Type	Credit Union
Address	SAINT LOUIS, MO 63118

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 23, 2034

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Sep 22, 2023
Property Address	5329 5TH ST, SAINT CHARLES, MO 63304-8005
Document Number	0000039089
Instrument Date	Sep 11, 2023
Instrument	2023R-039089
Transaction Type	Transfer
Record Updated	Oct 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	5329 5TH ST, SAINT CHARLES, MO 63304-8005
Transaction Type	Mortgage
Record Updated	Mar 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 217, COTTLEVILLE, MO 63338-0217

Mortgage

Document Number	0000006672
Date	Feb 23, 2023
Instrument	2023R-006672

Lender

Name	TOGETHER CU
Type	Credit Union
Address	GOLETA, CA 93118

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	5329 5TH ST, SAINT CHARLES, MO 63304-8005
Transaction Type	Mortgage
Record Updated	Nov 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5329 5TH ST, SAINT CHARLES, MO 63304-8005

Mortgage

Document Number	2021R091462
Date	Nov 5, 2021
Instrument	2021R-091462

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 1, 2041

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	5329 5TH ST, SAINT CHARLES, MO 63304-8005
Document Number	0072941786
Instrument Date	May 9, 2020
Transaction Type	Mortgage
Record Updated	Jul 20, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5329 5TH ST ST CHARLES MO 633048005, ST CHARLES, MO 63304-8005

Mortgage

Document Number	0072941786
Date	May 14, 2020
Book Page	007294/001786
Instrument	310340

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 13, 2040

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Cottleville City
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$37,189 (-)	$195,732 (-) Land $79,875 Building $115,857
2025	$2,304.00 (+13.39%)	$37,189 (+14.49%)	$195,732 (+14.49%) Land $79,875 Building $115,857
2023	$2,032.00	$32,482
2022			$170,956 Land $60,000 Building $110,956

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1986–2015)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 2 claims Severe Storms & Flooding, Sep 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Wisper ISP.

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