5291 5th St, Saint Charles, MO 63304 Property Records

St. Charles County property record for 5291 5th St, Saint Charles, MO 63304

Property Summary

Property TypeCommercial
Details3 bd · 3,034 sqft · built 2016
Lot Size0.289 acres (12,632 sqft)
OwnerCompany Name on Record
Last Sale$235,000 (Feb 2016)
Tax Bill$8,538 (2025)
Deeds & MortgagesAug 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APNT161500065

Property Details

APN / Parcel Number

Primary APNT161500065
Alternative APN
  • 3-0158-C315-00-0002.0000000

Interior

Bedrooms3 Beds
Total Rooms6 Rooms
Stories2 Stories
Building Area3,034 sqft Total Area

Exterior

Year BuiltBuilt 2016
Exterior MaterialWood
Lot Area12,632 sqft (0.289 acres)
Garage TypeAttached

Location & Zoning

Account NumberT161500065
Street Address5291 5TH ST
CitySAINT CHARLES
StateMO
Zip63304-8007
Property CategoryCommercial
Property TypeCommercial > Retail
Legal Description5TH & N BDRY ADJ -PITMANS ADDN LOT 2
Legal Range03E
Legal Township46N
Legal Subdivision5TH & N BDRY ADJ-PITMANS ADDN
Legal Lot Number2
JurisdictionST CHARLES MO
Township / Civil DivisionCOTTLEVILLE
Census Block Group1
Census Block1025
Census Tract311322

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address230 CORNWALL DR, WELDON SPRING, MO 63304-5714
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 10, 2016 · Amount on Record
Deed SaleFeb 10, 2016 · Amount on Record
Deed Document Number0064891632
Deed Book / Page6489 / 1632
Record UpdatedJun 8, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address5291 5TH ST, SAINT CHARLES, MO 63304-8007
Document Number0000080967
Instrument DateAug 31, 2020
Transaction TypeMortgage
Record UpdatedFeb 9, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address230 CORNWALL DR WELDON SPRING MO 633045714, WELDON SPRING, MO 63304-5714

Mortgage

Document Number0000080967
DateOct 23, 2020
Instrument80967
Lender
NameCOMMERCE BK
TypeBank
AddressBELLEVILLE, IL 62226
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateMissouri
MunicipalityCottleville City
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,538.00$128,342 (-)$401,068 (-) Land $177,158 Building $223,910
2023$128,342
2022$401,068 Land $177,158 Building $223,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims8 (1986–2015)
Claims Outside the SFHA3 of 8
Most Recent ClaimDec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 2 claims
  • Severe Storms & Flooding, Sep 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

May also be available: T-Mobile, Wisper ISP.

Nearby Properties on 5th St

Nearby Streets

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