5339 5th St, Saint Charles, MO 63304 Property Records

St. Charles County property record for 5339 5th St, Saint Charles, MO 63304

Property Summary

Property TypeCommercial
Details3 bd · 1 ba · 1,305 sqft · built 1950
Lot Size0.678 acres (29,555 sqft)
OwnerIndividual Name on File
Tax Bill$2,922 (2025)
Deeds & MortgagesApr 2018 Line of Credit
Feb 2018 Sale
Flood ZoneZone X (minimal risk)
APN561660A000

Property Details

APN / Parcel Number

Primary APN561660A000
Alternative APN
  • 3-0158-4389-00-000C.0000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,305 sqft Total Area
1st Floor Area1,305 sqft
FireplaceMasonry

Exterior

Year BuiltBuilt 1950
Architectural StyleUnfinished
Exterior MaterialComposition/Composite
Lot Area29,555 sqft
Lot Dimensions257 ft deep x 115 ft wide
Garage TypeAttached
PorchPorch
Porch Area40 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account Number561660A000
Old Parcel Number561660A000
Street Address5339 5TH ST
CitySAINT CHARLES
StateMO
Zip63304-8005
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeAA1
Legal DescriptionPITMANS ADDN COTTLEVILLE LOT C
Legal Range03E
Legal Township46N
Legal SubdivisionPITMANS ADDN-COTTLEVILLE
Legal Lot NumberC
JurisdictionST CHARLES MO
Township / Civil DivisionCOTTLEVILLE
Census Block Group1
Census Block1025
Census Tract311322

Owner

5339 5th St, a commercial property, is owned by an individual who acquired it in March 2025.

Source: St. Charles County records, as of March 16, 2026

Owner of RecordIndividual Name on File
Mailing Address5148 SILVER LAKE CT, SAINT CHARLES, MO 63304-7216
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 13, 2018Deed of Trust, Mortgage · Line of Credit
BANK OF OLD MONROE
Feb 27, 2018Warranty Deed, Transfer
SECURITY TITLE COMPANY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 27, 2018
Deed SaleFeb 27, 2018
Prior SaleFeb 27, 2018 · Amount on File
Deed Document Number0068832417
Deed Book / Page006883 / 002417
Last Transfer DateMar 14, 2025
Transfer Doc0000010209
Record UpdatedJun 8, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address5339 5TH ST, SAINT CHARLES, MO 63304-8005
Document Number0069120787
Instrument DateApr 13, 2018
Transaction TypeMortgage
Record UpdatedMay 9, 2018
Title CompanySECURITY TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5234 CEDARFIELD DR COTTLEVILLE MO 633048014, COTTLEVILLE, MO 63304-8014

Mortgage

Document Number0069120787
DateMay 1, 2018
Book Page006912/000787
Instrument237460
Lender
NameBANK OF OLD MONROE
TypeBank
AddressOLD MONROE, MO 63369
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateFeb 27, 2018
Property Address5339 5TH ST, SAINT CHARLES, MO 63304-8005
Document Number0068832417
Book / Page006883 / 002417
Instrument DateFeb 26, 2018
Instrument103750
Transaction TypeTransfer
Record UpdatedMar 8, 2018
Title CompanySECURITY TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address605 PEACE DR O FALLON MO 633662133, O FALLON, MO 63366-2133

Tax Assessment & Valuation

The 2025 property tax bill for 5339 5th St was $2,922.

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateMissouri
MunicipalityCottleville City
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,922.00$43,512$135,974 Land $30,000 Building $105,974
2023$40,501
2022$126,564 Land $30,000 Building $96,564

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5339 5th St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims8 (1986–2015)
Claims Outside the SFHA3 of 8
Most Recent ClaimDec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 2 claims
  • Severe Storms & Flooding, Sep 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5339 5th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

May also be available: T-Mobile, Wisper ISP.

Nearby Properties on 5th St

Nearby Streets

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