5327 Rio Plata Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 5327 Rio Plata Dr, Oceanside, CA 92057

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,753 sqft · built 1987
Lot Size0.167 acres (7,254 sqft)
Owner2 Individual Names on File
Last Sale$530,000 (Nov 2018)
Tax Bill$6,892 (2025)
Deeds & MortgagesDec 2020 Mortgage
Dec 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN158-450-66-00

Property Details

APN / Parcel Number

Primary APN158-450-66-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,753 sqft Living Area

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Lot Area7,254 sqft (0.167 acres)
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address5327 RIO PLATA DR
CityOCEANSIDE
StateCA
Zip92057-6327
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRE-B-SP
Legal DescriptionLOT 66 TR 011225
Legal SubdivisionMISSION SANTA FE
Legal Tract011225
Legal Block1
Legal Lot Number66
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1004
Census Tract18525

Owner

Source: San Diego County records · APN 158-450-66-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5327 RIO PLATA DR, OCEANSIDE, CA 92057-6327
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Dec 04, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Dec 23, 2019Deed of Trust, Mortgage · Conventional with PMI
GUARANTEED RATE
Aug 21, 2019Correction Deed
TICOR TITLE SAN DIEGO BR
Nov 13, 2018Grant Deed, Transfer · FHA Mortgage
LENDUS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 13, 2018 · Amount on Record
Deed SaleNov 13, 2018 · Amount on Record
Prior SaleJun 01, 2009 · Amount on Record
Deed Document Number2018472408
Last Transfer DateAug 16, 2019
Transfer Doc0000356150
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address5327 RIO PLATA DR, OCEANSIDE, CA 92057-6327
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address5327 RIO PLATA DR, OCEANSIDE, CA 92057-6327

Mortgage

Document Number0000779149
DateDec 04, 2020
Instrument2020-0779149
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address5327 RIO PLATA DR, OCEANSIDE, CA 92057-6327
Document Number0000612390
Instrument DateDec 23, 2019
Transaction TypeMortgage
Record UpdatedJan 10, 2020
Title CompanyCORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5327 RIO PLATA DR OCEANSIDE CA 920576327, OCEANSIDE, CA 92057-6327

Mortgage

Document Number0000612390
DateDec 30, 2019
Instrument612390
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueDec 29, 2049

August 2019: Correction Deed

Document TypeCorrection Deed
JurisdictionSAN DIEGO CA
Recording DateAug 21, 2019
Property Address5327 RIO PLATA DR, OCEANSIDE, CA 92057-6327
Document Number0000356150
Instrument DateAug 16, 2019
Instrument356150
Record UpdatedAug 27, 2019
Title CompanyTICOR TITLE SAN DIEGO BR

Transaction

Tax$0.00
Amount AccuracyFull Value

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4604 BRIAR RIDGE RD OCEANSIDE CA 920562232, OCEANSIDE, CA 92056-2232

November 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateNov 13, 2018
Property Address5327 RIO PLATA DR, OCEANSIDE, CA 92057-6327
Document Number0000472408
Map ReferenceMAP 11225
Instrument DateOct 23, 2018
Instrument2018-0472408
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyTICOR TITLE COMPANY SAN DIEG

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address5327 RIO PLATA DR, OCEANSIDE, CA 92057-6327

Mortgage

Document Number0000472409
DateNov 13, 2018
Instrument2018-0472409
Lender
NameLENDUS LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2048

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$602,986 (+2%) Land $369,734 Building $233,252
2025$6,892.00 (+8.42%)$591,164 (+4.04%) Land $362,485 Building $228,679
2023$6,357.00 (+0.24%)$568,210 Land $348,410 Building $219,800
2022$6,342.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

Based on FCC filings for 522 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Rio Plata Dr

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