San Diego County property record for 5314 Rio Plata Dr, Oceanside, CA 92057 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,944 sqft · built 1987 |
| Lot Size | 0.285 acres (12,394 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $509,000 (Jun 2015) |
| Tax Bill | $7,062 (2025) |
| Deeds & Mortgages | Feb 2020 Mortgage Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 158-430-19-00 |
| Primary APN | 158-430-19-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,944 sqft Living Area |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Lot Area | 12,394 sqft (0.285 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 5314 RIO PLATA DR |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-6363 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 19 TR 010971 |
| Legal Subdivision | MISSION SANTA FE |
| Legal Tract | 010971 |
| Legal Block | 1 |
| Legal Lot Number | 19 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 18525 |
Source: San Diego County records · APN 158-430-19-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5314 RIO PLATA DR, OCEANSIDE, CA 92057-6363 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION |
| Jan 08, 2021 | Deed of Trust, Mortgage · Conventional Mortgage RATE PLUS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 05, 2015 · Amount on Record |
| Deed Sale | Jun 05, 2015 · Amount on Record |
| Prior Sale | Jun 26, 2006 · Amount on Record |
| Deed Document Number | 2015289108 |
| Prior Transfer Date | Jun 10, 2007 |
| Prior Transfer Doc | 0000461601 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5314 RIO PLATA DR, OCEANSIDE, CA 92057-6363 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ORANGE COAST TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000073369 |
|---|---|
| Date | Feb 13, 2020 |
| Instrument | 2020-0073369 |
| Name | OWNING CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | ORANGE, CA 92868 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Mar 01, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5314 RIO PLATA DR, OCEANSIDE, CA 92057-6363 |
| Document Number | 0000030871 |
| Instrument Date | Jan 08, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2021 |
| Title Company | TICOR TITLE ORANGE COUNTY BR, TICOR TITLE ORANGE CNTY BR |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5314 RIO PLATA DR OCEANSIDE CA 920576363, OCEANSIDE, CA 92057-6363 |
| Document Number | 0000030871 |
|---|---|
| Date | Jan 14, 2021 |
| Instrument | 30871 |
| Name | RATE PLUS INC |
|---|---|
| Address | NEWPORT BEACH, CA 92660 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 13, 2046 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Vista Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $623,965 (+2%) Land $354,967 Building $268,998 | |
| 2025 | $7,062.00 (+8.46%) Homeowner's exemption | $611,731 (+4.04%) Land $348,007 Building $263,724 |
| 2023 | $6,511.00 (+0.26%) Homeowner's exemption | $587,979 Land $334,495 Building $253,484 |
| 2022 | $6,494.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730185251, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 522 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cox Communications | Fiber | 2,000 / 35 |
| San Diego Broadband | Fixed Wireless (unlicensed) | 500 / 100 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
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