5325 Saratoga St, Eugene, OR 97405 Property Records

Lane County property record for 5325 Saratoga St, Eugene, OR 97405

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,918 sqft · built 1965
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$271,000 (Mar 2017)
Tax Bill	$5,126 (2025)
Deeds & Mortgages	Mar 2022 Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-03-18-44-01200-000`

Property Details

APN / Parcel Number

Primary APN	`18-03-18-44-01200-000`
Alternative APN	`0685972`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,918 sqft Finished Area
Gross Area	2,446 sqft
1st Floor Area	1,246 sqft
Basement Area	1,200 sqft
Finished Basement	672 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1970
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Basement
Garage Area	528 sqft
Driveway	Driveway
Driveway Area	576 sqft
Parking Spaces	2 Parking Spaces
Patio Area	240 sqft

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Account Number	0685972
Street Address	5325 SARATOGA ST
City	EUGENE
State	OR
Zip	97405-4067
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-LOW-DENSITY RES
Legal Description	SUBD:EDGEWOOD ESTATES EIGHTH ADDITION SEC/TWN/RNG/MER:SEC 18 TWN 18 RNG 03
Legal Range	03W
Legal Township	18S
Legal Section	18
Legal Quarter	SE
Quarter-Quarter Section	SE
Legal Subdivision	EDGEWOOD ESTATES EIGHTH ADDITION
Legal Lot Number	1200
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	2
Census Block	2003
Census Tract	5400

Owner

5325 Saratoga St is owned and occupied by an individual who acquired it in May 2021.

Source: Lane County records, as of October 27, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	5325 SARATOGA ST, EUGENE, OR 97405-4067
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2022	Deed of Trust, Mortgage · Commercial Mortgage POINT DIGITAL FINANCE INC
May 12, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage DIRECTORS MORTGAGE INC
Mar 17, 2017	Warranty Deed, Transfer · Conventional with PMI ARNOLD & RAYMOND CHASE
Jan 18, 2017	Quit Claim Deed, Transfer CASCADE TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2017 · Amount on File
Deed Sale	Mar 17, 2017 · Amount on File
Prior Sale	Mar 17, 2017 · Amount on File
Deed Document Number	0000013232
Last Transfer Date	May 12, 2021
Transfer Doc	0000032563
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	5325 SARATOGA ST, EUGENE, OR 97405-4067
Transaction Type	Mortgage
Record Updated	Mar 28, 2022
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013016
Date	Mar 22, 2022
Instrument	2022-013016

Lender

Name	POINT DIGITAL FINANCE INC
Type	Mortgage Company
Address	PALO ALTO, CA 94302

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	359 Months
Due	Feb 24, 2052

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LANE OR
Recording Date	May 12, 2021
Property Address	5325 SARATOGA ST, EUGENE, OR 97405-4067
Document Number	0000032563
Map Reference	MB 41 PG 5
Instrument Date	May 7, 2021
Instrument	2021-032563
Transaction Type	Transfer
Record Updated	May 19, 2021
Title Company	WESTERN TITLE & ESCROW

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	5325 SARATOGA ST, EUGENE, OR 97405-4067

Mortgage

Document Number	0000032564
Date	May 12, 2021
Instrument	2021-032564

Lender

Name	DIRECTORS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Mar 17, 2017
Property Address	5325 SARATOGA ST, EUGENE, OR 97405-4067
Document Number	0000013232
Instrument Date	Mar 16, 2017
Instrument	13232
Transaction Type	Transfer
Record Updated	Mar 28, 2017
Title Company	CASCADE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$271.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5325 SARATOGA ST EUGENE OR 974054067, EUGENE, OR 97405-4067

Mortgage

Document Number	13233
Date	Mar 17, 2017
Instrument	13233

Lender

Name	ARNOLD & RAYMOND CHASE
Address	29510 SW KINGS CT, WILSONVILLE, OR 97070-8536
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	36 Months
Due	Mar 16, 2020

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LANE OR
Recording Date	Jan 18, 2017
Property Address	5325 SARATOGA ST, EUGENE, OR 97405-4067
Document Number	0000002541
Instrument Date	Oct 6, 2016
Instrument	2541
Transaction Type	Transfer
Record Updated	Jan 24, 2017
Title Company	CASCADE TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	5325 SARATOGA ST EUGENE OR 974054067, EUGENE, OR 97405-4067

Tax Assessment & Valuation

The 2025 property tax bill for 5325 Saratoga St was $5,126.

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Eugene City
Unified School District	Eugene School District 4J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,126.00	$263,116	$536,280 Land $142,860 Building $393,420
2023	$4,933.00 (+4.03%)	$248,013 (+3%)	$534,933 (+13.14%) Land $110,001 Building $424,932
2022	$4,742.00	$240,790	$472,789 Land $111,696 Building $361,093

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5325 Saratoga St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5325 Saratoga St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUGENE WATER & ELECTRIC BOARD serves 176,000 people · EPA ID OR4100287
Water Source	Surface water
Last State Inspection	Jul 2021
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: AT&T.

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