5315 Saratoga St, Eugene, OR 97405 Property Records

Lane County property record for 5315 Saratoga St, Eugene, OR 97405

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,262 sqft · built 1966
Lot Size	0.23 acres (10,001 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,749 (2025)
Deeds & Mortgages	May 2017 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-03-18-44-01100-000`

Property Details

APN / Parcel Number

Primary APN	`18-03-18-44-01100-000`
Alternative APNs	`1803184401100` `0685964`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,262 sqft Living Area
Gross Area	2,446 sqft
1st Floor Area	1,246 sqft
Basement Area	1,200 sqft
Finished Basement	1,016 sqft
Unfinished Basement	184 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1996
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,001 sqft (0.23 acres)
Garage Type	Open
Garage Area	900 sqft
Driveway	Driveway
Driveway Area	900 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant

Location & Zoning

Account Number	0685964
State	OR
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	TL 01100
Legal Range	03
Legal Township	18
Legal Section	18
Legal Subdivision	EDGEWOOD ESTATES FIFTH ADDITION
Legal Block	21
Legal Lot Number	1100
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	2
Census Block	2003
Census Tract	5400

Owner

Source: Lane County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5315 SARATOGA ST, EUGENE, OR 97405-4067
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 30, 2017	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Sep 2, 2020	Deed of Trust, Mortgage · VA Mortgage GLOBAL EQUITY FINANCE INC
Dec 29, 2016	Deed of Trust, Mortgage · VA Mortgage SECURE LNDG INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2014
Deed Sale	Jun 13, 2014
Prior Sale	Jun 28, 2005 · Amount on Record
Deed Document Number	201421968
Prior Transfer Date	Oct 21, 2009
Prior Transfer Doc	0000061059
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	5315 SARATOGA ST, EUGENE, OR 97405-4067
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025668
Date	May 30, 2017
Instrument	2017-025668

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	5315 SARATOGA ST, EUGENE, OR 97405-4067
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049305
Date	Sep 2, 2020
Instrument	2020-049305

Lender

Name	GLOBAL EQUITY FINANCE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	5315 SARATOGA ST, EUGENE, OR 97405-4067
Document Number	0000001833
Instrument Date	Dec 29, 2016
Transaction Type	Mortgage
Record Updated	Jan 18, 2017
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5315 SARATOGA ST EUGENE OR 974054067, EUGENE, OR 97405-4067

Mortgage

Document Number	0000001833
Date	Jan 13, 2017
Instrument	1833

Lender

Name	SECURE LNDG INC
Address	CLEVELAND, OH 44109

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 12, 2047

Tax Assessment & Valuation

Source: Lane County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Eugene City
Unified School District	Eugene School District 4J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,749.00 (+3.9%)	$295,109 (+6.09%)	$628,663 (+0.35%) Land $142,791 Building $485,872
2023	$5,533.00 (+4.02%)	$278,169 (+3%)	$626,462 (+5.71%) Land $109,948 Building $516,514
2022	$5,319.00	$270,067	$592,620 Land $111,642 Building $480,978

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUGENE WATER & ELECTRIC BOARD serves 176,000 people · EPA ID OR4100287
Water Source	Surface water
Last State Inspection	Jul 2021
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: AT&T.

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