5320 Saratoga St, Eugene, OR 97405 Property Records

Lane County property record for 5320 Saratoga St, Eugene, OR 97405

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 3,216 sqft · built 1968
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$665,000 (Jul 2021)
Tax Bill	$7,536 (2025)
Deeds & Mortgages	May 2023 Transfer Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-03-18-44-03000-000`

Property Details

APN / Parcel Number

Primary APN	`18-03-18-44-03000-000`
Alternative APN	`0686152`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,216 sqft Finished Area
1st Floor Area	1,608 sqft
Basement Area	1,608 sqft
Finished Basement	1,608 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1970
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	9,583 sqft (0.219 acres)
Lot Dimensions	105 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	484 sqft
Driveway	Driveway
Driveway Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Account Number	0686152
Street Address	5320 SARATOGA ST
City	EUGENE
State	OR
Zip	97405-4019
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-LOW-DENSITY RES
Legal Description	SUBD:EIGHTH ADDITION TO EDGEWOOD ESTATES SEC/TWN/RNG/MER:SEC 18 TWN 18 RNG 03
Legal Range	03W
Legal Township	18S
Legal Section	18
Legal Quarter	SE
Quarter-Quarter Section	SE
Legal Subdivision	EIGHTH ADDITION TO EDGEWOOD ESTATES
Legal Lot Number	3000
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	2
Census Block	2008
Census Tract	5400

Owner

Source: Lane County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5320 SARATOGA ST, EUGENE, OR 97405-4019
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 23, 2023	Intrafamily Transfer, Transfer
Jul 13, 2021	Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2021 · Amount on Record
Deed Sale	Jul 13, 2021 · Amount on Record
Prior Sale	Jul 13, 2021 · Amount on Record
Deed Document Number	0000046323
Last Transfer Date	May 23, 2023
Transfer Doc	0000013854
Record Updated	Jun 8, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LANE OR
Recording Date	May 23, 2023
Property Address	5320 SARATOGA ST, EUGENE, OR 97405-4019
Document Number	0000013854
Map Reference	MB 41 PG 5
Instrument Date	May 22, 2023
Instrument	2023-013854
Transaction Type	Transfer
Record Updated	May 31, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5320 SARATOGA ST, EUGENE, OR 97405-4019

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Jul 13, 2021
Property Address	5320 SARATOGA ST, EUGENE, OR 97405-4019
Document Number	0000046323
Map Reference	MB 41 PG 5
Instrument Date	Jul 12, 2021
Instrument	2021-046323
Transaction Type	Transfer
Record Updated	Jul 19, 2021
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5320 SARATOGA ST, EUGENE, OR 97405-4019

Mortgage

Document Number	0000046324
Date	Jul 13, 2021
Instrument	2021-046324

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Eugene City
Unified School District	Eugene School District 4J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,536.00 (+3.9%)	$386,822 (+6.09%)	$750,022 (-2.09%) Land $145,532 Building $604,490
2023	$7,253.00 (+4.03%)	$364,618 (+3%)	$766,033 (+14.5%) Land $112,947 Building $653,086
2022	$6,972.00	$353,999	$669,001 Land $114,638 Building $554,363

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUGENE WATER & ELECTRIC BOARD serves 176,000 people · EPA ID OR4100287
Water Source	Surface water
Last State Inspection	Jul 2021
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: AT&T.

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