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  5. Monterrey Rd

5323 Monterrey Rd, Crestview, FL 32539 Property Records

Okaloosa County property record for 5323 Monterrey Rd, Crestview, FL 32539

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,496 sqft · built 1986
Lot Size0.227 acres (9,866 sqft)
Owner2 Individual Names on Record
Last Sale$210,000 (Aug 2021)
Tax Bill$1,334 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Jun 2021 Transfer
Flood ZoneZone X (minimal risk)
APNC56-000-594-9333-8

Property Details

APN / Parcel Number

Primary APNC56-000-594-9333-8
Alternative APNs
  • 15-3N-23-0000-0063-002B
  • 23N31500000063002B

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,496 sqft Living Area
Gross Area1,952 sqft
1st Floor Area1,496 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialWood
Lot Area9,866 sqft (0.227 acres)
Lot Width81 ft Width
Garage TypeAttached
Garage Area264 sqft
PorchOpen/Unfinished Porch
Porch Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address5323 MONTERREY RD
CityCRESTVIEW
StateFL
Zip32539-8532
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM NE COR OF W1/2 OF N1/2 OF SW1/4 OF SE1/4 OF NW1/4 W165 FT TO POB S81.21 FT W120.88 FT N80.53 FT E 123.04 FT TO POB AS OR
Legal Range23W
Legal Township03N
Legal Section15
Legal Block63
Legal Lot Number2B
JurisdictionOKALOOSA FL
Township / Civil DivisionCRESTVIEW
Census Block Group3
Census Block3054
Census Tract20400

Owner

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5323 MONTERREY RD, CRESTVIEW, FL 32539-8532
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 6, 2021Warranty Deed, Transfer · VA Mortgage
USAA FSB
Jun 2, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 6, 2021 · Amount on Record
Deed SaleAug 6, 2021 · Amount on Record
Prior SaleMay 1, 2015 · Amount on Record
Deed Document Number20213478477
Deed Book / Page3565 / 3574
Prior Transfer DateSep 12, 2014
Prior Transfer Doc0031684330
Record UpdatedOct 29, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateAug 6, 2021
Property Address5323 MONTERREY RD, CRESTVIEW, FL 32539-8532
Document Number0035653574
Book / Page3565 / 3574
Instrument DateAug 6, 2021
Instrument3478477
Transaction TypeTransfer
Record UpdatedAug 25, 2021
Title CompanyCHAMPIONSHIP TITLE AGENCY LLC, CHAMPIONSHIP TITLE AGCY LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,470.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address429 HUGER ST, 429, CHARLESTON, SC 29403-4403

Transferred To (Grantee/Buyer)

NameVerified Name
Address5323 MONTERREY RD, CRESTVIEW, FL 32539-8532

Mortgage

Document Number35653576
DateAug 6, 2021
Instrument3565/3576
Lender
NameUSAA FSB
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOKALOOSA FL
Recording DateJun 2, 2021
Property Address5323 MONTERREY RD, CRESTVIEW, FL 32539-8532
Document Number0035503297
Book / Page3550 / 3297
Instrument DateMay 24, 2021
Instrument3459960
Transaction TypeTransfer
Record UpdatedJun 22, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address429 HUGER ST, CHARLESTON, SC 29403-4403

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,334.00 (-2.34%) Homeowner's exemption$163,373 (-1.85%)$164,151 (-1.38%) Land $26,365 Building $137,786
2023$1,366.00 (-15.99%) Homeowner's exemption$166,451 (+6.52%) Land $17,559 Building $148,892$166,451 (+6.52%) Land $17,559 Building $148,892
2022$1,626.00$156,259 Land $16,410 Building $139,849$156,259 Land $16,410 Building $139,849

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAUBURN WATER SYSTEM
public/private · serves 22,903 people · EPA ID FL1460035
Water SourceGroundwater
Last State InspectionJun 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
AT&T
Fiber		5,000 / 5,000
Cox Communications
Cable		2,000 / 100

May also be available: Verizon.

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