5318 Monterrey Rd, Crestview, FL 32539 Property Records

Okaloosa County property record for 5318 Monterrey Rd, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,131 sqft · built 2021
Lot Size	0.983 acres (42,820 sqft)
Owner	2 Individual Names on Record
Last Sale	$14,000 (Aug 2019)
Tax Bill	$1,795 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Aug 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`C56-000-594-9351-0`

Property Details

APN / Parcel Number

Primary APN	`C56-000-594-9351-0`
Alternative APNs	`15-3N-23-0000-0067-0050` `23N315000000670050`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,131 sqft Living Area
Gross Area	1,422 sqft
1st Floor Area	1,131 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	42,820 sqft (0.983 acres)
Garage Type	Attached
Garage Area	364 sqft
Porch	Slab
Porch Area	213 sqft
Patio Area	78 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5318 MONTERREY RD
City	CRESTVIEW
State	FL
Zip	32539-7015
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM NE COR OF SW1/4 OF NW1/4 W 585 FT S09 DEG E 882.84 FT N 75 DEG E124.74 FT TO POB N 75 DEG E283.46 FT S 247.18 FT W 113.12 FT N 41 DEG W 239.12 FT TO POB
Legal Range	23W
Legal Township	03N
Legal Section	15
Legal Block	67
Legal Lot Number	50
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	3
Census Block	3000
Census Tract	20400

Owner

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 SHAPIRO TRL, COLUMBIA, TN 38401-6721
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage CENTENNIAL BANK
Aug 13, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2019 · Amount on Record
Deed Sale	Aug 13, 2019 · Amount on Record
Deed Document Number	20193297664
Deed Book / Page	3413 / 3809
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	5318 MONTERREY RD, CRESTVIEW, FL 32539-7015
Transaction Type	Mortgage
Record Updated	Apr 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034502234
Date	Mar 18, 2020
Book Page	3450/2234
Instrument	3345454

Lender

Name	CENTENNIAL BANK
Type	Bank
Address	CONWAY, AR 72033

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	4.37%
Type Change Date	Apr 1, 2026
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	6.37%
Index	1-Year CMT
Max Rate	10.3%

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 13, 2019
Property Address	5318 MONTERREY RD, CRESTVIEW, FL 32539-7015
Document Number	0034133809
Book / Page	003413 / 003809
Instrument Date	Aug 8, 2019
Instrument	3297664
Transaction Type	Transfer
Record Updated	Aug 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$98.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 SHAPIRO TRL COLUMBIA TN 384016721, COLUMBIA, TN 38401-6721

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,795.00 (-3.55%)	$175,587 (-3.58%) Land $28,418 Building $147,169	$175,587 (-3.58%) Land $28,418 Building $147,169
2023	$1,861.00 (+5.14%)	$182,105 (+6.46%) Land $24,144 Building $157,961	$182,105 (+6.46%) Land $24,144 Building $157,961
2022	$1,770.00	$171,059 Land $22,565 Building $148,494	$171,059 Land $22,565 Building $148,494

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUBURN WATER SYSTEM public/private · serves 22,903 people · EPA ID FL1460035
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

Nearby Properties on Monterrey Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures