3059 Monterrey Rd, Crestview, FL 32539 Property Records

Okaloosa County property record for 3059 Monterrey Rd, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,174 sqft · built 1969
Lot Size	1.16 acres (50,703 sqft)
Owner	2 Individual Names on Record
Last Sale	$147,300 (Dec 2017)
Tax Bill	$1,208 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-594-9326-2`

Property Details

APN / Parcel Number

Primary APN	`C56-000-594-9326-2`
Alternative APNs	`15-3N-23-0000-0063-0000` `23N315000000630000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,174 sqft Living Area
Gross Area	3,042 sqft
1st Floor Area	2,174 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	50,703 sqft (1.16 acres)
Lot Width	176 ft Width
Porch	Finished/Open Porch
Porch Area	692 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3059 MONTERREY RD
City	CRESTVIEW
State	FL
Zip	32539-8581
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG NE COR OF W1/2 OF N1/2 OF SW1/4 OF SE1/4 OF NW1/4 W 165 FT S 286.21 FT TO R/W E 172.9 FT N 286.85 FT TO POB
Legal Range	23W
Legal Township	03N
Legal Section	15
Legal Block	63
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	3
Census Block	3054
Census Tract	20400

Owner

Source: Okaloosa County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3059 MONTERREY RD, CRESTVIEW, FL 32539-8581
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2021	Deed of Trust, Mortgage · Line of Credit PEN AIR FEDERAL CU
Jan 15, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage REGIONS BANK
Dec 6, 2017	Warranty Deed, Transfer INTERLINC MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2017 · Amount on Record
Deed Sale	Dec 6, 2017 · Amount on Record
Deed Document Number	20173176136
Deed Book / Page	3328 / 3516
Last Transfer Date	Jan 11, 2021
Transfer Doc	0035184208
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	3059 MONTERREY RD, CRESTVIEW, FL 32539-8581
Transaction Type	Mortgage
Record Updated	Dec 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3059 MONTERREY RD, CRESTVIEW, FL 32539-8581

Mortgage

Document Number	0035894563
Date	Nov 30, 2021
Book Page	3589/4563
Instrument	3508703

Lender

Name	PEN AIR FEDERAL CU
Type	Credit Union
Address	PENSACOLA, FL 32514

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKALOOSA FL
Recording Date	Jan 15, 2021
Property Address	3059 MONTERREY RD, CRESTVIEW, FL 32539-8581
Document Number	0035184208
Book / Page	3518 / 4208
Instrument Date	Jan 11, 2021
Instrument	3422467
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	KNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SLN INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3059 MONTERREY RD, 3059, CRESTVIEW, FL 32539-8581

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3059 MONTERREY RD, CRESTVIEW, FL 32539-8581

Mortgage

Document Number	0035184210
Date	Jan 15, 2021
Instrument	3518/4210

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Dec 6, 2017
Property Address	3059 MONTERREY RD, CRESTVIEW, FL 32539-8581
Document Number	0033283516
Book / Page	3328 / 3516
Instrument Date	Dec 4, 2017
Instrument	3176136
Transaction Type	Transfer
Record Updated	Jul 16, 2021
Title Company	FIRST NATL LAND TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	CRESTVIEW, 00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3059 MONTERREY RD, CRESTVIEW, FL 32539-8581

Mortgage

Document Number	3176137
Date	Dec 6, 2017
Instrument	3176137

Lender

Name	INTERLINC MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,208.00 (+7.19%) Homeowner's exemption	$150,078 (+5.99%)	$249,671 (+0.81%) Land $49,434 Building $200,237
2023	$1,127.00 (+2.83%) Homeowner's exemption	$141,600 (+3%)	$247,667 (+6.45%) Land $32,924 Building $214,743
2022	$1,096.00 Homeowner's exemption	$137,476	$232,660 Land $30,770 Building $201,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUBURN WATER SYSTEM public/private · serves 22,903 people · EPA ID FL1460035
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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