Black Hawk County property record for 5322 E Big Rock Rd, Waterloo, IA 50703
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,845 sqft · built 1900 |
| Lot Size | 5.7 acres (248,292 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $340,000 (Jun 2024) |
| Tax Bill | $1,814 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 8912-02-101-004 |
| Primary APN | 8912-02-101-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,845 sqft Living Area |
| 1st Floor Area | 832 sqft |
| Basement Area | 904 sqft |
| Unfinished Basement | 904 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Aluminum Siding |
| Construction Type | Frame |
| Foundation Type | Stone |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 248,292 sqft (5.7 acres) |
| Garage Type | Detached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 126 sqft |
| Granary | Granary |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 5322 E BIG ROCK RD |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-9482 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | BEG AT A PT ON N LINE NW SEC 2 T 89 R 12 WHICH PT IS 692.45 FT W OF NE COR SAID NW TH S 668.29 FT TH W 391.09 FT TH N 668.29 |
| Legal Range | 12W |
| Legal Township | 89N |
| Legal Section | 02 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | POYNER |
| Census Block Group | 1 |
| Census Block | 1065 |
| Census Tract | 2700 |
5322 E Big Rock Rd, a rural home, is owned and occupied by two individuals who bought it in June 2024.
Source: Black Hawk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5322 E BIG ROCK RD, WATERLOO, IA 50703-9482 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 20, 2024 · Amount on File |
| Deed Sale | Jun 20, 2024 · Amount on File |
| Deed Document Number | 202416056 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 5322 E Big Rock Rd was $1,814, down 14.2% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Unified School District | Dunkerton Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,814.00 (-14.19%) | $161,640 Land $12,250 Building $149,390 | $161,640 Land $12,250 Building $149,390 |
| 2024 | $2,114.00 | ||
| 2023 | $158,820 (+26.64%) Land $9,560 Building $149,260 | $158,820 Land $9,560 Building $149,260 | |
| 2022 | $1,804.00 Homeowner's exemption Additional exemption filed | $125,410 Land $7,700 Building $117,710 | |
| 2021 | $125,410 Land $7,700 Building $117,710 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 5322 E Big Rock Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 5322 E Big Rock Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Dunkerton Telephone Cooperative Fiber | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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