Black Hawk County property record for 5107 E Big Rock Rd, Waterloo, IA 50703
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 1,568 sqft · built 2019 |
| Lot Size | 2.41 acres (104,979 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,592 (2025) |
| Deeds & Mortgages | Mar 2019 Mortgage Feb 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9012-35-351-003 |
| Primary APN | 9012-35-351-003 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,568 sqft Living Area |
| 1st Floor Area | 1,568 sqft |
| Basement Area | 1,568 sqft |
| Finished Basement | 925 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 104,979 sqft (2.41 acres) |
| Garage Type | Attached |
| Garage Area | 1,440 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Porch Area | 448 sqft |
| Poultry House | Poultry House |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 5107 E BIG ROCK RD |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-9482 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PART SW SEC 35 T 90 R 12 BEG AT A PT ON S LINE SAID SW 1/4 WHICH IS 499 FT E OF SW COR SAID SW TH N AT RT ANG 250 FT TH NELY |
| Legal Range | 12W |
| Legal Township | 90N |
| Legal Section | 35 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | BENNINGTON |
| Census Block Group | 1 |
| Census Block | 1062 |
| Census Tract | 2700 |
Source: Black Hawk County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5107 E BIG ROCK RD, WATERLOO, IA 50703-9482 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 18, 2019 | Deed of Trust, Mortgage · Balloon Mortgage FARMERS STATE BANK |
| Feb 11, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance FARMERS STATE BANK |
| Oct 9, 2017 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 6, 2017 |
| Transfer Doc | 201800006271 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 5107 E BIG ROCK RD, WATERLOO, IA 50703-9482 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 201900013804 |
|---|---|
| Date | Mar 18, 2019 |
| Instrument | 201900013804 |
| Name | FARMERS STATE BANK |
|---|
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Apr 1, 2020 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 5107 E BIG ROCK RD, WATERLOO, IA 50703-9482 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2020 |
| Name | Verified Name |
|---|
| Document Number | 202000013963 |
|---|---|
| Date | Feb 11, 2020 |
| Instrument | 202000013963 |
| Name | FARMERS STATE BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Oct 9, 2017 |
| Property Address | 5107 E BIG ROCK RD, WATERLOO, IA 50703-9482 |
| Document Number | 201800006271 |
| Instrument Date | Oct 6, 2017 |
| Instrument | 2018-00006271 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4641 E BIG ROCK RD, WATERLOO, IA 50703-9506 |
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Unified School District | Dunkerton Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,592.00 (-2.82%) Homeowner's exemption | $497,060 (+4.96%) Land $69,000 Building $428,060 | $497,060 (+4.96%) Land $69,000 Building $428,060 |
| 2024 | $5,754.00 (+22.22%) | ||
| 2023 | $473,570 (+42.76%) Land $57,500 Building $416,070 | $473,570 (+42.76%) Land $57,500 Building $416,070 | |
| 2022 | $4,708.00 Homeowner's exemption | $331,720 Land $46,000 Building $285,720 | |
| 2021 | $331,720 Land $46,000 Building $285,720 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Dunkerton Telephone Cooperative Fiber | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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