3845 E Big Rock Rd, Waterloo, IA 50703 Property Records

Black Hawk County property record for 3845 E Big Rock Rd, Waterloo, IA 50703

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,368 sqft · built 1918
Lot Size	7.02 acres (305,791 sqft)
Owner	Company Name on Record
Tax Bill	$3,954 (2025)
Deeds & Mortgages	Oct 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`9012-33-476-002`

Property Details

APN / Parcel Number

Primary APN	`9012-33-476-002`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,368 sqft Living Area
1st Floor Area	988 sqft
Basement Area	988 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	305,791 sqft (7.02 acres)
Garage Type	Detached
Garage Area	984 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	128 sqft
Patio Area	463 sqft
Shed	1 Shed
Granary	Granary

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3845 E BIG ROCK RD
City	WATERLOO
State	IA
Zip	50703-9325
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A PARCEL OF LAND IN SE 1/4 SEC 33 T 90 R 12 DES AS COM AT SE COR SAID SEC TH 373.2 FT W ALONG S LINE SEC 33 TO PT OF BEG TH N
Legal Range	12W
Legal Township	90N
Legal Section	33
Jurisdiction	BLACK HAWK IA
Township / Civil Division	BENNINGTON
Census Block Group	1
Census Block	1060
Census Tract	2700

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3845 E BIG ROCK RD, WATERLOO, IA 50703-9325
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 6, 2017
Transfer Doc	201800006191
Record Updated	Oct 29, 2026

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BLACK HAWK IA
Recording Date	Oct 6, 2017
Property Address	3845 E BIG ROCK RD, WATERLOO, IA 50703-9325
Document Number	201800006191
Instrument Date	Oct 6, 2017
Instrument	2018-00006191
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3845 E BIG ROCK RD, WATERLOO, IA 50703-9325

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Unified School District	Dunkerton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,954.00 (-0.55%) Homeowner's exemption	$369,200 (+7.29%) Land $96,000 Building $273,200	$369,200 (+7.29%) Land $96,000 Building $273,200
2024	$3,976.00 (+1.33%)
2023		$344,130 (+23.81%) Land $80,000 Building $264,130	$344,130 (+23.81%) Land $80,000 Building $264,130
2022	$3,924.00 Homeowner's exemption	$277,960 Land $64,000 Building $213,960
2021			$277,960 Land $64,000 Building $213,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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