5320 Romance Ln, Cincinnati, OH 45238 Property Records

Hamilton County property record for 5320 Romance Ln, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,332 sqft · built 1958
Lot Size	0.144 acres (6,273 sqft)
Owner	2 Individual Names on Record
Last Sale	$134,900 (Jul 2018)
Tax Bill	$3,634 (2025)
Deeds & Mortgages	Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`540-0072-0146-00`

Property Details

APN / Parcel Number

Primary APN	`540-0072-0146-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,332 sqft Living Area
1st Floor Area	900 sqft
Attic	Attic
Attic Area	432 sqft
Basement Area	900 sqft

Exterior

Year Built	Built 1958
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	6,273 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Type	Basement
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Patio Area	330 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	5320 ROMANCE LN
City	CINCINNATI
State	OH
Zip	45238-5224
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROMANCE LN 50 X 125 LOT 11 DUEBBER REALTY CO 8TH SUB BLK A
Legal Subdivision	REALTY CO 8TH SUB
Legal Block	A
Legal Lot Number	11
Jurisdiction	HAMILTON OH
Township / Civil Division	DELHI
Census Block Group	2
Census Block	2000
Census Tract	21304

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5320 ROMANCE LN, CINCINNATI, OH 45238-5224
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2018 · Amount on Record
Deed Sale	Jul 18, 2018 · Amount on Record
Prior Sale	Dec 5, 2002 · Amount on Record
Deed Document Number	0000061657
Deed Book / Page	013712 / 000395
Record Updated	Jun 8, 2026

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 18, 2018
Property Address	5320 ROMANCE LN, CINCINNATI, OH 45238-5224
Document Number	0000061657
Book / Page	013712 / 000395
Instrument Date	Jul 11, 2018
Instrument	61657
Transaction Type	Transfer
Record Updated	Aug 28, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$404.70
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5320 ROMANCE LN CINCINNATI OH 452385224, CINCINNATI, OH 45238-5224

Mortgage

Document Number	61658
Date	Jul 18, 2018
Book Page	013712/000397
Instrument	61658

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 17, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Delhi Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,634.00 (-0.22%)	$59,591 (+%) Land $8,060 Building $51,531
2024	$3,642.00 (+1.51%)	$59,590 (-) Land $8,060 Building $51,530
2023	$3,588.00 (+12.34%)	$59,590 (+26.21%) Land $8,060 Building $51,530	$170,260 (+26.21%) Land $23,030 Building $147,230
2022	$3,194.00	$47,215 Land $7,462 Building $39,753
2020			$134,900 Land $21,320 Building $113,580

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20