5328 Romance Ln, Cincinnati, OH 45238 Property Records

Hamilton County property record for 5328 Romance Ln, Cincinnati, OH 45238

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,026 sqft · built 1958
Lot Size0.144 acres (6,273 sqft)
OwnerOwner Name on File
Last Sale$99,900 (Jun 2009)
Tax Bill$3,252 (2025)
Deeds & MortgagesSep 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN540-0072-0148-00

Property Details

APN / Parcel Number

Primary APN540-0072-0148-00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,026 sqft Living Area
1st Floor Area1,026 sqft
Basement Area1,026 sqft
Finished Basement350 sqft

Exterior

Year BuiltBuilt 1958
Architectural StyleConventional
Exterior MaterialBrick
Lot Area6,273 sqft (0.144 acres)
Lot Dimensions125 ft deep x 50 ft wide
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address5328 ROMANCE LN
CityCINCINNATI
StateOH
Zip45238-5224
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionROMANCE LN 50 X 125 IRRLOT 15 DUEBBER REALTY CO 8TH SUB BL A
Legal SubdivisionREALTY CO 8TH SUB
Legal BlockA
Legal Lot Number15
JurisdictionHAMILTON OH
Township / Civil DivisionDELHI
Census Block Group2
Census Block2000
Census Tract21304

Owner

The current owner of 5328 Romance Ln bought it in June 2009.

Source: Hamilton County records, as of February 9, 2026

Owner of RecordOwner Name on File
Mailing Address5328 ROMANCE LN, CINCINNATI, OH 45238-5224
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 17, 2009 · Amount on File
Deed SaleJun 17, 2009 · Amount on File
Prior SaleMay 2, 2000
Deed Document Number185395
Record UpdatedJun 8, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address5328 ROMANCE LN, CINCINNATI, OH 45238-5224
Transaction TypeMortgage
Record UpdatedOct 21, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address5328 ROMANCE LN, CINCINNATI, OH 45238-5224

Mortgage

Document Number0000067928
DateSep 4, 2025
Book Page15493/1439
Instrument2025-0067928
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueAug 26, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 5328 Romance Ln was $3,252, up 2.5% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionDelhi Township
Unified School DistrictOak Hills Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,252.00 (+2.49%)$54,646 (-) Land $8,061 Building $46,585
2024$3,173.00 (-0.31%)$54,646 (-) Land $8,061 Building $46,585
2023$3,183.00 (+30.83%)$54,646 (+47.27%) Land $8,061 Building $46,585$156,130 Land $23,030 Building $133,100
2022$2,433.00 Homeowner's exemption$37,107 Land $7,462 Building $29,645
2020$106,020 Land $21,320 Building $84,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5328 Romance Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2013)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5328 Romance Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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