5309 Romance Ln, Cincinnati, OH 45238 Property Records

Hamilton County property record for 5309 Romance Ln, Cincinnati, OH 45238

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,458 sqft · built 1958
Lot Size0.144 acres (6,273 sqft)
Owner2 Owner Names on Record
Last Sale$120,500 (Mar 2006)
Tax Bill$4,019 (2025)
Deeds & MortgagesMar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN540-0072-0190-00

Property Details

APN / Parcel Number

Primary APN540-0072-0190-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,458 sqft Living Area
1st Floor Area992 sqft
AtticAttic
Attic Area466 sqft
Basement Area992 sqft
Finished Basement300 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Architectural StyleConventional
Exterior MaterialBrick
Lot Area6,273 sqft (0.144 acres)
Lot Dimensions125 ft deep x 50 ft wide
Garage TypeBasement
Garage Area200 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address5309 ROMANCE LN
CityCINCINNATI
StateOH
Zip45238-5223
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionROMANCE LN 50 X 125 LOT 6 DUEBBER REALTY CO 8TH SUB BLK A
Legal SubdivisionREALTY CO 8TH SUB
Legal BlockA
Legal Lot Number6
JurisdictionHAMILTON OH
Township / Civil DivisionDELHI
Census Block Group2
Census Block2001
Census Tract21304

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address5309 ROMANCE LN, CINCINNATI, OH 45238-5223
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 8, 2006 · Amount on Record
Deed SaleMar 8, 2006 · Amount on Record
Prior SaleDec 3, 1997 · Amount on Record
Deed Document Number06-035328
Deed Book / Page10185 / 01021
Record UpdatedJun 8, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address5309 ROMANCE LN, CINCINNATI, OH 45238-5223
Document Number0000023260
Instrument DateMar 7, 2020
Transaction TypeMortgage
Record UpdatedMay 25, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5309 ROMANCE LN CINCINNATI OH 452385223, CINCINNATI, OH 45238-5223

Mortgage

Document Number0000023260
DateMar 9, 2020
Book Page014120/002488
Instrument23260
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term276 Months
DueMar 8, 2043

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionDelhi Township
Unified School DistrictOak Hills Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,019.00 (+2.47%)$67,578 (+%) Land $8,060 Building $59,518
2024$3,922.00 (-0.28%)$67,577 (-) Land $8,060 Building $59,517
2023$3,933.00 (+35.34%)$67,577 (+52.32%) Land $8,060 Building $59,517$193,080 (+52.32%) Land $23,030 Building $170,050
2022$2,906.00 Homeowner's exemption$44,366 Land $7,462 Building $36,904
2020$126,760 Land $21,320 Building $105,440

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2013)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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