5320 E Harbor Rd, Freeland, WA 98249 Property Records

Island County property record for 5320 E Harbor Rd, Freeland, WA 98249

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,416 sqft · built 2023
Lot Size	1.22 acres (53,143 sqft)
Owner	Individual Name on Record
Last Sale	$2,789,000 (Jun 2026)
Tax Bill	$10,780 (2026)
Deeds & Mortgages	Jun 2026 Sale Jan 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`S7105-00-00012-0`

Property Details

APN / Parcel Number

Primary APN	`S7105-00-00012-0`
Alternative APN	`268463`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Building Area	3,416 sqft Living Area
Gross Area	4,398 sqft
1st Floor Area	2,771 sqft
Flooring	Wood

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	53,143 sqft (1.22 acres)
Lot Width	98 ft Width
View / Lot	Waterfront
Garage Type	Attached
Garage Area	982 sqft
Parking Spaces	5 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	5320 E HARBOR RD
City	FREELAND
State	WA
Zip	98249-9534
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10
Legal Description	HAZENS BCH LOT 12 EX SWLY 2 INCL ADJ TIDES SUB EZ
Legal Subdivision	HAZENS BCH
Legal Lot Number	12
Jurisdiction	ISLAND WA
Township / Civil Division	SOUTH WHIDBEY ISLAND
Census Block Group	2
Census Block	2029
Census Tract	971900

Owner

Source: Island County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	121 VINE ST, SEATTLE, WA 98121-1486
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE
Jan 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HOME LENDING
Nov 5, 2021	Warranty Deed, Transfer
Feb 1, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2026 · Amount on Record
Deed Sale	Jun 23, 2026 · Amount on Record
Prior Sale	Nov 5, 2021 · Amount on Record
Deed Document Number	20264602108
Prior Transfer Date	Jan 23, 2019
Prior Transfer Doc	0004458676
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	Jun 23, 2026
Property Address	5320 E HARBOR RD, FREELAND, WA 98249-9534
Document Number	0004602108
Instrument Date	Jun 18, 2026
Instrument	20264602108
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Tax	$6,795,785.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 VINE ST, SEATTLE, WA 98121-1486

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	5320 E HARBOR RD, FREELAND, WA 98249-9534
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 425, FREELAND, WA 98249-0425

Mortgage

Document Number	0004595761
Date	Jan 16, 2026
Instrument	4595761

Lender

Name	CORNERSTONE HOME LENDING
Type	Mortgage Company
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	Nov 5, 2021
Property Address	5320 E HARBOR RD, FREELAND, WA 98249-9534
Document Number	0004533185
Map Reference	VOL 3 PG 57
Instrument Date	Oct 28, 2021
Instrument	4533185
Transaction Type	Transfer
Record Updated	Oct 30, 2025

Transaction

Amount	Amount Recorded
Tax	$11,565.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 425, FREELAND, WA 98249-0425

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ISLAND WA
Recording Date	Feb 1, 2019
Property Address	FREELAND, WA 98249
Document Number	0004458676
Instrument Date	Jan 23, 2019
Instrument	4458676
Transaction Type	Transfer
Record Updated	Feb 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5320 E HARBOR RD FREELAND WA 98249, FREELAND, WA 98249

Tax Assessment & Valuation

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Unified School District	South Whidbey School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,780.00 (+64.2%)
2025	$6,565.00 (+262.11%)	$1,367,565 (+186.04%) Land $600,980 Building $766,585	$1,367,565 (+186.04%) Land $600,980 Building $766,585
2023	$1,813.00	$478,099 (+58.85%) Land $300,980 Building $177,119	$478,099 (+58.85%) Land $300,980 Building $177,119
2022		$300,980 Land $300,980	$300,980 Land $300,980

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	9 (1996–2023)
Most Recent Claim	Feb 2023 · other causes
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Nov 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREELAND WATER AND SEWER DISTRICT serves 1,264 people · EPA ID WA5326450
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Whidbey Telephone Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

Nearby Properties on E Harbor Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures