5302 E Harbor Rd, Freeland, WA 98249 Property Records

Island County property record for 5302 E Harbor Rd, Freeland, WA 98249

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,193 sqft · built 1958
Lot Size0.93 acres (40,511 sqft)
Owner2 Company Names on Record
Tax Bill$9,821 (2026)
Deeds & MortgagesJan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNS7105-00-00009-0

Property Details

APN / Parcel Number

Primary APNS7105-00-00009-0
Alternative APN
  • 268436

Interior

Bedrooms4 Beds
Full Baths4.75 Baths
Half Baths1 Half Bath
Plumbing Fixtures15 Plumbing Fixtures
Stories1 Story
Building Area3,238 sqft Living Area
Gross Area4,780 sqft
1st Floor Area2,015 sqft
Upper Floors Area628 sqft
AtticAttic
Attic Area595 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1996
Exterior MaterialShingle
Foundation TypeConcrete
Roof MaterialAsphalt
Lot Area40,511 sqft (0.93 acres)
Lot Dimensions100 ft deep x 100 ft wide
View / LotWaterfront
Garage TypeAttached
Garage Area864 sqft
PorchOpen Porch
Porch Area429 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemRadiant

Location & Zoning

Street Address5302 E HARBOR RD
CityFREELAND
StateWA
Zip98249-9534
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code10
Legal DescriptionHAZENS BCH LOT 9
Legal SubdivisionHAZENS BCH
Legal Lot Number9
JurisdictionISLAND WA
Township / Civil DivisionSOUTH WHIDBEY ISLAND
Census Block Group2
Census Block2029
Census Tract971900

Owner

Source: Island County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing AddressPO BOX 685, FREELAND, WA 98249-0685
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateApr 10, 2007
Transfer Doc0004199861
Record UpdatedOct 29, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionISLAND WA
Property Address5302 E HARBOR RD, FREELAND, WA 98249-9534
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0004415650
DateJan 23, 2017
Instrument4415650
Lender
NamePEOPLES BANK
TypeBank
AddressBELLINGHAM, WA 98226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2047

Tax Assessment & Valuation

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

TypeName
StateWashington
CountyIsland County
Unified School DistrictSouth Whidbey School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,821.00 (+21.55%)
2025$1,248,149 (-1.35%) Land $600,000 Building $648,149$1,248,149 (-1.35%) Land $600,000 Building $648,149
2023$8,080.00$1,265,246 (+4.55%) Land $600,000 Building $665,246$1,265,246 (+4.55%) Land $600,000 Building $665,246
2022$1,210,143 Land $600,000 Building $610,143$1,210,143 Land $600,000 Building $610,143

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 24 policies
Nearby Flood Policies24 in force
Nearby Flood Claims9 (1996–2023)
Most Recent ClaimFeb 2023 · other causes
Claims by Event
  • Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Nov 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98% of Washington
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFREELAND WATER AND SEWER DISTRICT
serves 1,264 people · EPA ID WA5326450
Water SourceGroundwater
Last State InspectionJul 2021
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Whidbey Telephone
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Astound Broadband.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on E Harbor Rd

Nearby Streets

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