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532 W Oxbow Trl, Payson, AZ 85541 Property Records

Gila County property record for 532 W Oxbow Trl, Payson, AZ 85541

Property Summary

Property TypeSingle Family Home
Details2,337 sqft · built 2021
Lot Size1.1 acres (47,916 sqft)
Owner2 Individual Names on Record
Last Sale$500,000 (Feb 2026)
Tax Bill$5,755 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Sep 2025 Transfer
Flood ZoneZone D (undetermined)
APN304-24-033

Property Details

APN / Parcel Number

Primary APN304-24-033
Alternative APNs
  • M005217
  • R032676
  • 032676

Interior

Stories1 Story
Building Area2,337 sqft Living Area
Gross Area3,657 sqft
1st Floor Area2,337 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleMobile Home
Exterior MaterialWood Siding
Construction TypeWood
Roof MaterialAsbestos
Lot Area47,916 sqft (1.1 acres)
Garage TypeAttached
Garage Area1,320 sqft
Parking Spaces5 Parking Spaces
PorchPorch
Porch Area300 sqft
Canopy798 sqft

Utilities, Heating & Cooling

Cooling SystemA/C Chilled Water
Heating SystemHot Water
SewerSeptic
Water SourceWell

Location & Zoning

Account NumberM005217
Street Address532 W OXBOW TRL
CityPAYSON
StateAZ
Zip85541-2752
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECTION: 28 TOWNSHIP: 10N RANGE: 10E LOT 9 OF OXBOW ESTATES TWO OF PLAT 351NW1/4 SEC 28 T10N R10E = 1.10 AC
Legal Range10E
Legal Township10N
Legal Section28
Legal SubdivisionOXBOW EST
Legal Lot Number9
JurisdictionGILA AZ
Township / Civil DivisionPAYSON
Census Block Group1
Census Block1013
Census Tract302

Owner

Source: Gila County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address532 W OXBOW TRL, PAYSON, AZ 85541-2752
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Feb 20, 2026Intrafamily Transfer, Transfer · Conventional Mortgage
ZB NA
Sep 24, 2025Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 20, 2026 · Amount on Record
Deed SaleFeb 20, 2026 · Amount on Record
Prior SaleFeb 19, 2009
Deed Document Number20261581
Prior Transfer DateFeb 17, 2026
Prior Transfer Doc0000001581
Record UpdatedSep 20, 2026

February 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionGILA AZ
Recording DateFeb 20, 2026
Property Address532 W OXBOW TRL, PAYSON, AZ 85541-2752
Document Number0000001581
Map ReferenceMAP 351
Instrument DateJan 26, 2026
Instrument2026-001581
Transaction TypeTransfer
Record UpdatedMar 6, 2026
Title CompanyPEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address157 S LION SPRINGS RD, PAYSON, AZ 85541-2694

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address532 W OXBOW TRL, PAYSON, AZ 85541-2752

Mortgage

Document Number0000001582
DateFeb 20, 2026
Instrument2026-001582
Lender
NameZB NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.62%
AdjustableAdjustable Rate Rider
Type Change DateMar 1, 2033
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change10.6%
Index1-Year CMT
Max Rate10.6%

September 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionGILA AZ
Recording DateSep 24, 2025
Property Address532 W OXBOW TRL, PAYSON, AZ 85541-2752
Document Number0000008624
Map ReferenceMAP 351
Instrument DateSep 24, 2025
Instrument2025-008624
Transaction TypeTransfer
Record UpdatedMar 6, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust

Tax Assessment & Valuation

Source: Gila County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateArizona
CountyGila County
Unified School DistrictPayson Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$69,433 (+57.44%) Land $8,634 Building $60,799$694,328 (+7%) Land $86,341 Building $607,987
2025$5,755.00 (+8.52%)$44,101 (-33.37%)$648,919 (-1.96%) Land $84,614 Building $564,305
2024$5,303.00 (+3.39%)$66,190 Land $9,417 Building $56,773$661,900 Land $94,170 Building $567,730
2023$5,129.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 89% of the US · above 84% of Arizona
Wildfire Likelihood0.7% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable		940 / 35
T-Mobile
Fixed Wireless		100 / 20

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