573 W Oxbow Trl, Payson, AZ 85541 Property Records

Gila County property record for 573 W Oxbow Trl, Payson, AZ 85541

Property Summary

Property TypeSingle Family Home
Details2,014 sqft · built 1984
Lot Size0.72 acres (31,363 sqft)
OwnerIndividual Name on File
Last Sale$225,000 (Apr 2010)
Tax Bill$2,463 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Flood ZoneZone D (undetermined)
APN304-24-005E

Property Details

APN / Parcel Number

Primary APN304-24-005E
Alternative APNs
  • R032441
  • 032441

Interior

Stories1 Story
Building Area2,014 sqft Living Area
1st Floor Area2,014 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleRanch
Exterior MaterialCombination
Construction TypeWood
Roof MaterialMetal
Lot Area31,363 sqft (0.72 acres)
Garage TypeCarport
Garage Area220 sqft
CarportCarport
Carport Area220 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchPorch
Porch Area461 sqft
Deck AreaDeck Area
Patio Area52 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelElectric
SewerSeptic

Location & Zoning

Account NumberR032441
Street Address573 W OXBOW TRL
CityPAYSON
StateAZ
Zip85541-2751
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECTION: 28 TOWNSHIP: 10N RANGE: 10E POR LOT 5 OF OXBOW ESTATES OF PLAT 290 COMM NELY COR LOT 5; TH N81D2135W, 125.88 TO POB; TH S0D02E, 283.74; TH S89D57W, 106.42; TH N0D1507W, 300.16; TH S81D2135E, 108.82 TO POB NW1/4 SEC 28 T10N R10E = 0.72 AC (OU
Legal Range10E
Legal Township10N
Legal Section28
Legal SubdivisionOXBOW EST
Legal Lot Number5
JurisdictionGILA AZ
Township / Civil DivisionPAYSON
Census Block Group1
Census Block1012
Census Tract302

Owner

573 W Oxbow Trl is owned and occupied by an individual who acquired it in June 2024.

Source: Gila County records, as of February 9, 2026

Owner of RecordIndividual Name on File
Mailing Address573 W OXBOW TRL, PAYSON, AZ 85541-2751
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 30, 2010 · Amount on File
Deed SaleApr 30, 2010 · Amount on File
Prior SaleMay 2, 2005 · Amount on File
Deed Document Number20104699
Last Transfer DateJun 13, 2024
Transfer Doc0000005020
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGILA AZ
Property Address573 W OXBOW TRL, PAYSON, AZ 85541-2751
Transaction TypeMortgage
Record UpdatedMar 9, 2021
Title CompanyESL TITLE AND SETTLEMENT SERVICES, ESL TITLE AND STLMT SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001777
DateFeb 10, 2021
Instrument2021-001777
Lender
NameEMM LOANS LLC
TypeMortgage Company
AddressCHERRY HILL, NJ 08002
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 573 W Oxbow Trl was $2,463.

Source: Gila County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateArizona
CountyGila County
Unified School DistrictPayson Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$45,415 Land $6,801 Building $38,614$454,149 Land $68,011 Building $386,138
2025$2,463.00
2024$43,392 Land $7,149 Building $36,243$433,920 Land $71,493 Building $362,427
2023$2,171.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 573 W Oxbow Trl in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 573 W Oxbow Trl is very high, ranking above 90% of the US, with a 0.8% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 90% of the US · above 85% of Arizona
Wildfire Likelihood0.8% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
T-Mobile
Fixed Wireless
100 / 20

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