532 Spruce St, Onalaska, WI 54650 Property Records

La Crosse County property record for 532 Spruce St, Onalaska, WI 54650

Property Summary

Property Type	Single Family Home
Lot Size	0.219 acres (9,583 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,916 (2025)
Deeds & Mortgages	Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`018-001868-000`

Property Details

APN / Parcel Number

Primary APN	`018-001868-000`
Alternative APNs	`18 1868 0` `41964`

Exterior

Lot Area	9,583 sqft (0.219 acres)
Lot Dimensions	130 ft deep x 72 ft wide

Location & Zoning

Account Number	41964
Old Parcel Number	18 1868 0
Street Address	532 SPRUCE ST
City	ONALASKA
State	WI
Zip	54650-2256
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTHERN HILLS ADDITION PRT LOTS 29 & 30 COM SW COR LOT 29 N45DE 19FT TO POB N45DE 80FT N45D26MW 138.9FT TO S R/W SPRUCE ST S
Legal Range	07
Legal Township	16
Legal Section	05
Legal Quarter	NE
Quarter-Quarter Section	NE
Legal Subdivision	NORTHERN HILLS ADDITION
Legal Lot Number	29-30 30
Jurisdiction	LA CROSSE WI
Township / Civil Division	ONALASKA
Census Block Group	2
Census Block	2010
Census Tract	10403

Owner

Source: La Crosse County records · APN 018-001868-000

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	PO BOX 206, ONALASKA, WI 54650-0206
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 16, 2004
Deed Sale	Jul 16, 2004
Deed Document Number	1399247
Record Updated	Jun 08, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	532 SPRUCE ST, ONALASKA, WI 54650-2256
Transaction Type	Mortgage
Record Updated	May 01, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1724289
Date	Apr 10, 2019
Instrument	1724289

Lender

Name	FIREFIGHTERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 01, 2034

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: La Crosse County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	La Crosse County
Municipality	Onalaska City
Unified School District	Onalaska School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,916.00 (+1.37%) Homeowner's exemption	$303,300 (+32.56%) Land $67,100 Building $236,200	$306,800 (+34.09%)
2023	$3,863.00 Homeowner's exemption	$228,800 Land $47,900 Building $180,900	$228,800 Land $47,900 Building $180,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 3, 2023 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 425 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ONALASKA WATERWORKS serves 18,000 people
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.