La Crosse County property record for 526 Spruce St, Onalaska, WI 54650
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $3,700 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 018-001866-000 |
| Primary APN | 018-001866-000 |
|---|---|
| Alternative APNs |
|
| Lot Area | 8,712 sqft (0.2 acres) |
|---|
| Account Number | 41962 |
|---|---|
| Old Parcel Number | 18 1866 0 |
| Street Address | 526 SPRUCE ST |
| City | ONALASKA |
| State | WI |
| Zip | 54650-2256 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NORTHERN HILLS ADDITION PRT LOTS 27 & 28 COM SLY COR LOT 26 N45DE 140FT TO POB N36D37MW 131.29FT TO S R/W SPRUCE ST NELY ALG |
| Legal Range | 07 |
| Legal Township | 16 |
| Legal Section | 05 |
| Legal Quarter | NE |
| Quarter-Quarter Section | NE |
| Legal Subdivision | NORTHERN HILLS ADDITION |
| Legal Lot Number | 26-28 28 |
| Jurisdiction | LA CROSSE WI |
| Township / Civil Division | ONALASKA |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 10403 |
Source: La Crosse County records, as of February 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 526 SPRUCE ST, ONALASKA, WI 54650-2256 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Apr 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ALTRA FCU |
| May 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ALTRA FCU |
| Sep 18, 2020 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 18, 2020 |
| Transfer Doc | 0001755004 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA CROSSE WI |
| Property Address | 526 SPRUCE ST, ONALASKA, WI 54650-2256 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1744916 |
|---|---|
| Date | Apr 30, 2020 |
| Instrument | 1744916 |
| Name | ALTRA FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 5, 2030 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA CROSSE WI |
| Property Address | 526 SPRUCE ST, ONALASKA, WI 54650-2256 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1745070 |
|---|---|
| Date | May 1, 2020 |
| Instrument | 1745070 |
| Name | ALTRA FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 30, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LA CROSSE WI |
| Recording Date | Sep 18, 2020 |
| Property Address | 526 SPRUCE ST, ONALASKA, WI 54650-2256 |
| Document Number | 0001755004 |
| Instrument Date | Sep 12, 2020 |
| Instrument | 1755004 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 526 SPRUCE ST, 526, ONALASKA, WI 54650-2256 |
| Name | Verified Name |
|---|---|
| Address | 526 SPRUCE ST, ONALASKA, WI 54650-2256 |
Source: La Crosse County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | La Crosse County |
| Municipality | Onalaska City |
| Unified School District | Onalaska School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,700.00 (+2.98%) Homeowner's exemption | $287,700 (+35.2%) Land $61,000 Building $226,700 | $291,000 (+36.75%) |
| 2023 | $3,593.00 Homeowner's exemption | $212,800 Land $43,600 Building $169,200 | $212,800 Land $43,600 Building $169,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONALASKA WATERWORKS serves 18,000 people · EPA ID WI6320327 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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