522 Spruce St, Onalaska, WI 54650 Property Records

La Crosse County property record for 522 Spruce St, Onalaska, WI 54650

Property Summary

Property Type	Single Family Home
Lot Size	0.289 acres (12,632 sqft)
Owner	Company Name on Record
Tax Bill	$4,335 (2025)
Deeds & Mortgages	Jan 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`018-001865-001`

Property Details

APN / Parcel Number

Primary APN	`018-001865-001`
Alternative APNs	`18 1865 1` `41961`

Exterior

Lot Area	12,632 sqft (0.289 acres)

Location & Zoning

Account Number	41961
Old Parcel Number	18 1865 1
Street Address	522 SPRUCE ST
City	ONALASKA
State	WI
Zip	54650-2256
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTHERN HILLS ADDITION PRT LOT 26 BEG NW COR N88D 45ME 7.52FT N82D11ME 70.08FT S36D37ME 160.7FT TO S LN LOT 26 S45DW 70FT TO
Legal Range	07
Legal Township	16
Legal Section	05
Legal Quarter	NE
Quarter-Quarter Section	NE
Legal Subdivision	NORTHERN HILLS ADDITION
Legal Lot Number	26
Jurisdiction	LA CROSSE WI
Township / Civil Division	ONALASKA
Census Block Group	2
Census Block	2010
Census Tract	10403

Owner

Source: La Crosse County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2026
Deed Sale	Jan 20, 2026
Deed Document Number	1843931
Record Updated	Jun 8, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA CROSSE WI
Recording Date	Jan 20, 2026
Property Address	522 SPRUCE ST, ONALASKA, WI 54650-2256
Document Number	0001843931
Instrument Date	Jan 7, 2026
Instrument	1843931
Transaction Type	Transfer
Record Updated	Feb 11, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: La Crosse County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	La Crosse County
Municipality	Onalaska City
Unified School District	Onalaska School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,335.00 (+2.58%)	$317,800 (+26.97%) Land $73,700 Building $244,100	$321,400 (+28.41%)
2023	$4,226.00	$250,300 Land $52,600 Building $197,700	$250,300 Land $52,600 Building $197,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONALASKA WATERWORKS serves 18,000 people · EPA ID WI6320327
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20