532 Reserve Rd, Libby, MT 59923 Property Records

Lincoln County property record for 532 Reserve Rd, Libby, MT 59923 · Last verified August 2023

Property Summary

Property Type	Rural Home
Details	5 bd · 2 ba · 1,081 sqft · built 1968
Lot Size	5.42 acres (236,095 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,149 (2023)
Deeds & Mortgages	Mar 2026 Mortgage May 2023 Line of Credit + 1 more
APN	`R5610082`

Property Details

APN / Parcel Number

Primary APN	`R5610082`
Alternative APNs	`56-4283-29-1-01-09-0000` `0000009182`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,081 sqft Living Area
1st Floor Area	1,081 sqft
Basement Area	1,058 sqft
Finished Basement	1,058 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	236,095 sqft (5.42 acres)
Garage Type	Mixed
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	275 sqft
Deck Area	267 sqft
Shed	1 Shed
Shed Area	225 sqft
Pole Barn	676 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000009182
Street Address	532 RESERVE RD
City	LIBBY
State	MT
Zip	59923-8924
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	THORSON TRACTS, S29, T31 N, R31 W, LOT 002, THORSON TRACTS LOT 2 5.42 ACRES
Legal Subdivision	THORSON TRACTS
Legal Lot Number	2
Jurisdiction	LINCOLN MT
Township / Civil Division	LIBBY
Census Block Group	4
Census Block	4028
Census Tract	300

Owner

Source: Lincoln County records · APN R5610082

Assessment roll updated December 31, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	532 RESERVE RD, LIBBY, MT 59923-8924
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 05, 2023	Deed of Trust, Mortgage · Line of Credit GLACIER BANK
Aug 03, 2021	Deed of Trust, Mortgage · Line of Credit GLACIER BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 20, 2004
Deed Sale	Sep 20, 2004
Deed Document Number	0000291687
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MT
Property Address	532 RESERVE RD, LIBBY, MT 59923-8924
Transaction Type	Mortgage
Record Updated	Apr 24, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	532 RESERVE RD, LIBBY, MT 59923-8924

Mortgage

Document Number	000414/304
Date	Mar 31, 2026
Book Page	414/304
Instrument	320291

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2056

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MT
Property Address	532 RESERVE RD, LIBBY, MT 59923-8924
Transaction Type	Mortgage
Record Updated	May 16, 2023
Title Company	NOT AVAILABLE, FLYING S T&E LIBBY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000401/416
Date	May 05, 2023
Book Page	401/416
Instrument	305679

Lender

Name	GLACIER BANK
Type	Bank
Address	LIBBY, MT 59923

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MT
Property Address	532 RESERVE RD, LIBBY, MT 59923-8924
Transaction Type	Mortgage
Record Updated	Aug 23, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	532 RESERVE RD, LIBBY, MT 59923-8924

Mortgage

Document Number	391/495
Date	Aug 03, 2021
Book Page	391/495
Instrument	295047

Lender

Name	GLACIER BANK
Type	Bank
Address	LIBBY, MT 59923

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated December 31, 2022 · Last verified August 2023

Property Jurisdictions

Type	Name
State	Montana
County	Lincoln County
Unified School District	Libby K-12 Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,149.00	$306,700	$306,700 Land $80,196 Building $226,504

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 300530003004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	High above 72% of the US · above 53% of Montana
Wildfire Likelihood	About 1 in 324 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 20 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
CommunityTel	Cable	1,000 / 50
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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