Lincoln County property record for 455 Reserve Rd, Libby, MT 59923 · Last verified April 2026
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 2.5 ba · 2,735 sqft · built 1967 |
| Lot Size | 2.39 acres (104,108 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $303,572 (Aug 2022) |
| Tax Bill | $1,434 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Mar 2018 Line of Credit |
| APN | R569118 |
| Primary APN | R569118 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,735 sqft Living Area |
| 1st Floor Area | 1,391 sqft |
| 2nd Floor Area | 1,344 sqft |
| Basement Area | 1,391 sqft |
| Unfinished Basement | 1,391 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 104,108 sqft (2.39 acres) |
| Garage Type | Mixed |
| Garage Area | 728 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 403 sqft |
| Deck Area | 300 sqft |
| Shed | 1 Shed |
| Shed Area | 48 sqft |
| Pole Barn | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000008290 |
|---|---|
| Street Address | 455 RESERVE RD |
| City | LIBBY |
| State | MT |
| Zip | 59923-9431 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | RAWLINGS ROAD 2ND ADDN, S29, T31 N, R31 W, LOT 87 S2, ACRES 2.39 |
| Legal Range | 31W |
| Legal Township | 31N |
| Legal Section | 29 |
| Legal Subdivision | RAWLINGS ROAD 2ND ADDN |
| Legal Lot Number | 87 |
| Jurisdiction | LINCOLN MT |
| Township / Civil Division | LIBBY |
| Census Block Group | 4 |
| Census Block | 4033 |
| Census Tract | 300 |
Source: Lincoln County records · APN R569118
Assessment roll updated September 19, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 455 RESERVE RD, LIBBY, MT 59923-9431 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 03, 2022 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Mar 09, 2018 | Deed of Trust, Mortgage · Line of Credit GLACIER MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 03, 2022 · Amount on Record |
| Deed Sale | Aug 03, 2022 · Amount on Record |
| Deed Document Number | 2022302057 |
| Deed Book / Page | 398 / 87 |
| Prior Transfer Date | Apr 10, 2007 |
| Prior Transfer Doc | 311/535 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MT |
| Recording Date | Aug 03, 2022 |
| Property Address | 455 RESERVE RD, LIBBY, MT 59923-9431 |
| Document Number | 0000398/87 |
| Book / Page | 398 / 87 |
| Instrument Date | Aug 03, 2022 |
| Instrument | 302057 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2022 |
| Title Company | KOOTENAI COUNTY TITLE, KOOTENAI COUNTRY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2120 SOUTH AVE W RESERVE ST1097, 2120, MISSOULA, MT 59801-6553 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 455 RESERVE RD, LIBBY, MT 59923-9431 |
| Document Number | 0000302058 |
|---|---|
| Date | Aug 03, 2022 |
| Instrument | 302058 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MT |
| Property Address | 455 RESERVE RD, LIBBY, MT 59923-9431 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2018 |
| Name | Verified Name |
|---|
| Document Number | 371/310 |
|---|---|
| Date | Mar 09, 2018 |
| Book Page | 371/310 |
| Instrument | 273216 |
| Name | GLACIER MORTGAGE INC |
|---|---|
| Type | Lending Institution |
| Address | LIBBY, MT 59923 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lincoln County records · Assessment roll updated September 19, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lincoln County |
| Unified School District | Libby K-12 Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,434.00 (-42.82%) | $438,200 (+22.37%) | $438,200 (+22.37%) Land $148,957 Building $289,243 |
| 2023 | $2,508.00 | $358,100 | $358,100 Land $68,682 Building $289,418 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 300530003004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|---|
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Nearby Flood Policies | 2 in force 1 of 2 on primary residences |
| Wildfire Risk | Moderate above 66% of the US · above 43% of Montana |
|---|---|
| Wildfire Likelihood | About 1 in 417 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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