501 Reserve Rd, Libby, MT 59923 Property Records

Lincoln County property record for 501 Reserve Rd, Libby, MT 59923

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 1,440 sqft · built 2004
Lot Size	2.39 acres (104,108 sqft)
Owner	Individual Name on Record
Tax Bill	$2,494 (2023)
Deeds & Mortgages	Jun 2020 Mortgage May 2021 Mortgage
APN	`R569350`

Property Details

APN / Parcel Number

Primary APN	`R569350`
Alternative APNs	`56-4283-29-1-02-22-0000` `0000008498`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,440 sqft Living Area
1st Floor Area	960 sqft
2nd Floor Area	480 sqft
Basement Area	960 sqft
Finished Basement	960 sqft
Family Room	Family Room

Exterior

Year Built	Built 2004
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	104,108 sqft (2.39 acres)
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	309 sqft
Deck Area	144 sqft
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000008498
Street Address	501 RESERVE RD
City	LIBBY
State	MT
Zip	59923-8924
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	RAWLINGS ROAD 2ND ADDN, S29, T31 N, R31 W, LOT 87, N2 LOT 87 2.39 ACRES
Legal Subdivision	RAWLINGS ROAD 2ND ADDN
Legal Lot Number	87
Jurisdiction	LINCOLN MT
Township / Civil Division	LIBBY
Census Block Group	4
Census Block	4033
Census Tract	300

Owner

Source: Lincoln County records, as of August 11, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	501 RESERVE RD, LIBBY, MT 59923-8924
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2020	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
May 5, 2021	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2006
Deed Sale	Apr 10, 2006
Prior Sale	Apr 10, 2006
Deed Document Number	000303/487
Deed Book / Page	303 / 487
Last Transfer Date	Nov 14, 2011
Transfer Doc	000339/849
Record Updated	Jun 7, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MT
Property Address	501 RESERVE RD, LIBBY, MT 59923-8924
Transaction Type	Mortgage
Record Updated	Mar 10, 2023
Title Company	CMC SETTLEMENT SERVICES, AMC SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000382/842
Date	Jun 15, 2020
Book Page	382/842
Instrument	285885

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MT
Property Address	501 RESERVE RD, LIBBY, MT 59923-8924
Transaction Type	Mortgage
Record Updated	Mar 10, 2023
Title Company	COMMONWEALTH USA SETTLEMENTS L, COMMONWEALTH USA SETMNTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000389/583
Date	May 5, 2021
Book Page	389/583
Instrument	293012

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of December 31, 2022

Property Jurisdictions

Type	Name
State	Montana
County	Lincoln County
Unified School District	Libby K-12 Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,494.00	$356,100	$356,100 Land $68,682 Building $287,418

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 42% of Montana
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Western Montana CommunityTel Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Reserve Rd

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