Monroe County property record for 532 Palm Dr, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,120 sqft · built 1974 |
| Lot Size | 0.133 acres (5,778 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $75,000 (Oct 1996) |
| Tax Bill | $1,100 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 00463870-000000 |
| Primary APN | 00463870-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| 1st Floor Area | 1,120 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 5,778 sqft (0.133 acres) |
| Garage Type | Covered |
| Garage Area | 153 sqft |
| Porch | Florida Room |
|---|---|
| Porch Area | 270 sqft |
| Deck Area | 180 sqft |
| Patio Area | 180 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1567281 |
|---|---|
| Street Address | 532 PALM DR |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-4566 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 2 LT 7 PAMELA VILLA KEY LARGO PB3-125 OR454-457/58 OR779-1267D/C OR1388-1868/73 OR1390-418/19WILL OR1415-2046/49ORD OR1429-2382D/C OR1429-2383/84ORD OR1429-2385AFF OR1429-2386 OR1429-2387 OR1666-1724/36F/J OR1726-35AFF OR2584-714/15 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 22 |
| Legal Subdivision | PAMELA VILLA |
| Legal Block | 2 |
| Legal Lot Number | 7 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 970400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 371965, KEY LARGO, FL 33037-1965 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 1996 · Amount on Record |
| Deed Sale | Oct 1, 1996 · Amount on Record |
| Prior Sale | Feb 1, 1970 · Amount on Record |
| Deed Book / Page | 1429 / 2386 |
| Last Transfer Date | Jul 13, 2012 |
| Transfer Doc | 0025840714 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $114,107 (+5.99%) | $436,269 (+5.7%) Land $282,429 Building $153,840 | |
| 2024 | $1,100.00 (+11.45%) | ||
| 2023 | $987.00 (+5.34%) Homeowner's exemption | $107,663 (+3%) | $412,745 (+14.76%) Land $268,966 Building $143,779 |
| 2022 | $937.00 Homeowner's exemption | $104,528 | $359,654 Land $208,586 Building $151,068 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 245 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 245 in force |
| Nearby Flood Claims | 161 (1992–2023) |
| Claims Outside the SFHA | 6 of 161 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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