Monroe County property record for 409 Palm Dr, Key Largo, FL 33037
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.143 acres (6,224 sqft) |
| Owner | Company Name on File |
| Last Sale | $165,000 (Jul 2025) |
| Tax Bill | $1,293 (2025) |
| Deeds & Mortgages | Jul 2025 Sale Feb 2025 Transfer + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 00492550-000000 |
| Primary APN | 00492550-000000 |
|---|---|
| Alternative APNs |
|
| Lot Area | 6,224 sqft (0.143 acres) |
|---|
| Account Number | 1608742 |
|---|---|
| Street Address | VACANT LAND |
| City | KEY LARGO |
| State | FL |
| Zip | 33037 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | RV |
| Legal Description | BK 2 LT 3 SEASIDE ADDITION NO 1 KEY LARGO PB3-59 OR251-332-333 OR655-318 OR1203-2021 OR1205-1511 OR3302-1292 |
| Legal Range | 38E |
| Legal Township | 62S |
| Legal Section | 14 |
| Legal Subdivision | SEASIDE 1ST ADD |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 970600 |
409 Palm Dr, residential vacant land, is owned by a company that bought it in July 2025.
Source: Monroe County records, as of September 21, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 75 W LAKE RD, KEY LARGO, FL 33037-3607 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 23, 2025 | Warranty Deed, Transfer CORAL REEF TITLE COMPANY |
| Feb 28, 2025 | Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Dec 4, 2024 | Warranty Deed, Transfer CORAL REEF TITLE COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 23, 2025 · Amount on File |
| Deed Sale | Jul 23, 2025 · Amount on File |
| Prior Sale | Dec 4, 2024 · Amount on File |
| Deed Document Number | 20258 |
| Deed Book / Page | 3336 / 1756 |
| Prior Transfer Date | Feb 26, 2025 |
| Prior Transfer Doc | 0033131975 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jul 23, 2025 |
| Property Address | 409 PALM DR, KEY LARGO, FL 33037-3878 |
| Document Number | 0033361756 |
| Book / Page | 3336 / 1756 |
| Map Reference | MB 3 PG 59 |
| Instrument Date | Jul 22, 2025 |
| Instrument | 2509008 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2025 |
| Title Company | CORAL REEF TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $1,155.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 246 PUEBLO ST, TAVERNIER, FL 33070-2126 |
| Name | Verified Name |
|---|---|
| Address | 75 W LAKE RD, KEY LARGO, FL 33037-3607 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Feb 28, 2025 |
| Property Address | 409 PALM DR, KEY LARGO, FL 33037-3878 |
| Document Number | 0033131975 |
| Book / Page | 3313 / 1975 |
| Map Reference | MB 3 PG 59 |
| Instrument Date | Feb 26, 2025 |
| Instrument | 2491485 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 246 PUEBLO ST, TAVERNIER, FL 33070-2126 |
| Name | Verified Name |
|---|---|
| Address | 246 PUEBLO ST, TAVERNIER, FL 33070-2126 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Dec 4, 2024 |
| Property Address | 409 PALM DR, KEY LARGO, FL 33037-3878 |
| Document Number | 0033021292 |
| Book / Page | 3302 / 1292 |
| Map Reference | MB 3 PG 59 |
| Instrument Date | Dec 2, 2024 |
| Instrument | 2482504 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2025 |
| Title Company | CORAL REEF TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $980.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6500 CELLINI ST, CORAL GABLES, FL 33146-3421 |
| Name | Verified Name |
|---|---|
| Address | 246 PUEBLO ST, TAVERNIER, FL 33070-2126 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 409 Palm Dr was $1,293, up 66.4% from the year before.
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,293.00 (+66.41%) | $115,020 Land $115,020 | $115,020 Land $115,020 |
| 2024 | $777.00 (+18.45%) | ||
| 2023 | $656.00 (-6.42%) | $112,281 (-8.89%) Land $112,281 | $112,281 (-8.89%) Land $112,281 |
| 2022 | $701.00 | $123,235 Land $123,235 | $123,235 Land $123,235 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 409 Palm Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 272 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 272 in force |
| Nearby Flood Claims | 100 (1981–2024) |
| Claims Outside the SFHA | 9 of 100 |
| Most Recent Claim | May 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 409 Palm Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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