Monroe County property record for 534 Palm Dr, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 2,130 sqft · built 1967 |
| Lot Size | 0.368 acres (16,050 sqft) |
| Owner | Individual Name on File |
| Last Sale | $11,700 (Feb 1974) |
| Tax Bill | $5,609 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 00463850-000000 |
| Primary APN | 00463850-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 2,130 sqft Living Area |
| 1st Floor Area | 1,102 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 16,050 sqft (0.368 acres) |
| Garage Area | 1,044 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 362 sqft |
| Deck Area | 900 sqft |
| Patio Area | 900 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1567264 |
|---|---|
| Old Parcel Number | 22613900463850000000 |
| Street Address | 534 PALM DR |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-4566 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 2 LTS 4-6 PAMELA VILLA KEY LARGO PB3-125 OR407-847 OR437-489 OR560-516 OR594-234 OR688-870D/C OR832-1494 OR867-822 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 22 |
| Legal Subdivision | PAMELA VILLA |
| Legal Block | 2 |
| Legal Lot Number | 4-6 5 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 970400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
534 Palm Dr is owned by an individual who bought it in February 1974.
Source: Monroe County records, as of December 5, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1301 10TH ST, KEY WEST, FL 33040-3952 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 1, 1974 · Amount on File |
| Deed Sale | Feb 1, 1974 · Amount on File |
| Deed Document Number | 0000594234 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $651,989 Land $358,878 Building $293,111 | $651,989 Land $358,878 Building $293,111 | |
| 2024 | $5,609.00 (+2.77%) | ||
| 2023 | $5,458.00 (+13.17%) | $733,671 (+14.71%) Land $448,277 Building $285,394 | $733,671 (+14.71%) Land $448,277 Building $285,394 |
| 2022 | $4,823.00 | $639,573 Land $347,643 Building $291,930 | $639,573 Land $347,643 Building $291,930 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 534 Palm Dr in Zone X, an area of minimal flood risk, though there have been 161 flood claims nearby since 1992.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 245 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 245 in force |
| Nearby Flood Claims | 161 (1992–2023) |
| Claims Outside the SFHA | 6 of 161 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 534 Palm Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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