St. Charles County property record for 532 Norma Dr, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,067 sqft · built 1966 |
| Lot Size | 0.209 acres (9,125 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $168,000 (Feb 2022) |
| Deeds & Mortgages | Feb 2022 Mortgage Aug 2010 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 091890A000 |
| Primary APN | 091890A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,067 sqft Living Area |
| 1st Floor Area | 1,067 sqft |
| Basement Area | 1,025 sqft |
| Finished Basement | 525 sqft |
| Year Built | Built 1966 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Lot Area | 9,125 sqft |
| Lot Dimensions | 125 ft deep x 73 ft wide |
| Garage Type | Attached |
| Garage Area | 325 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 20 sqft |
| Patio Area | 150 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | 091890A000 |
|---|---|
| Old Parcel Number | 091890A000 |
| Street Address | 532 NORMA DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-1323 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | SUNNYBROOK PK #1 LOT 372 |
| Legal Range | 04E |
| Legal Township | 47N |
| Legal Subdivision | SUNNYBROOK PK #1 |
| Legal Lot Number | 372 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LINDENWOOD |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 310602 |
Source: St. Charles County records, as of January 16, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 532 NORMA DR, SAINT CHARLES, MO 63301-1323 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 22, 2022 | Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC |
| Aug 9, 2010 | Loan Modification, Mortgage · FHA Mortgage PNC MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 22, 2022 · Amount on Record |
| Deed Sale | Feb 22, 2022 · Amount on Record |
| Prior Sale | Jan 5, 2005 |
| Deed Document Number | 0202210366 |
| Deed Book / Page | 2022 / 10366 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Feb 22, 2022 |
| Property Address | 532 NORMA DR, SAINT CHARLES, MO 63301-1323 |
| Document Number | 0000010366 |
| Map Reference | MB 7 PG 68 |
| Instrument Date | Feb 16, 2022 |
| Instrument | 2022R-010366 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Title Company | STATE LOUIS COMPANY TITLE (SLCTC), STL |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 535 N 2ND ST, WELLSVILLE, MO 63384-1315 |
| Name | Verified Name |
|---|---|
| Address | 532 NORMA DR, SAINT CHARLES, MO 63301-1323 |
| Document Number | 0000010367 |
|---|---|
| Date | Feb 22, 2022 |
| Instrument | 2022R-010367 |
| Name | FLAT BRANCH HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 532 NORMA DR, SAINT CHARLES, MO 63301-1323 |
| Document Number | 0069520421 |
| Instrument Date | Aug 9, 2010 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2018 |
| Name | Verified Name |
|---|---|
| Address | 532 NORMA DR ST CHARLES MO 633011323, ST CHARLES, MO 63301-1323 |
| Document Number | 0069520421 |
|---|---|
| Date | Jul 24, 2018 |
| Book Page | 006952/000421 |
| Instrument | 416270 |
| Name | PNC MTG |
|---|---|
| Type | Mortgage Company |
| Address | MIAMISBURG, OH 45342 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 264 Months |
| Due | Jul 23, 2040 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
Source: St. Charles County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2023 | $38,100 | |
| 2022 | $200,525 Land $60,000 Building $140,525 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 12 (1978–2012) |
| Claims Outside the SFHA | 6 of 12 |
| Most Recent Claim | May 2012 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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