604 Norma Dr, Saint Charles, MO 63301 Property Records

St. Charles County property record for 604 Norma Dr, Saint Charles, MO 63301

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,188 sqft · built 1965
Lot Size0.206 acres (8,960 sqft)
OwnerIndividual Name on Record
Last Sale$154,000 (Jun 2009)
Tax Bill$3,216 (2025)
Deeds & MortgagesJun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN091390A000

Property Details

APN / Parcel Number

Primary APN091390A000
Alternative APN
  • 6-010A-4437-00-0132.0000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area2,188 sqft Living Area
Gross Area3,301 sqft
1st Floor Area1,463 sqft
Basement Area1,463 sqft
Finished Basement725 sqft
Unfinished Basement738 sqft

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleRanch
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,960 sqft (0.206 acres)
Lot Dimensions128 ft deep x 70 ft wide
Garage TypeAttached
Garage Area375 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area366 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number091390A000
Street Address604 NORMA DR
CitySAINT CHARLES
StateMO
Zip63301-1324
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAF0
Legal DescriptionSUNNYBROOK PK #1 LOT 132
Legal SubdivisionSUNNYBROOK PK #1
Legal Lot Number132
JurisdictionST CHARLES MO
Township / Civil DivisionLINDENWOOD
Census Block Group3
Census Block3020
Census Tract310602

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address604 NORMA DR, SAINT CHARLES, MO 63301-1324
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 22, 2009 · Amount on Record
Deed SaleJun 22, 2009 · Amount on Record
Prior SaleJun 22, 2009 · Amount on Record
Deed Document Number2009504890
Deed Book / Page5215 / 2076
Prior Transfer DateJun 12, 2009
Prior Transfer Doc0000504880
Record UpdatedOct 29, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address604 NORMA DR, SAINT CHARLES, MO 63301-1324
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0073101411
DateJun 3, 2020
Book Page7310/1411
Instrument20200603000366290
Lender
NameMONTGOMERY BANK NA
TypeBank
AddressSIKESTON, MO 63801
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJul 1, 2035

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$51,288 (-)$269,934 (-) Land $60,000 Building $209,934
2025$3,216.00$51,288 (+9.57%)$269,934 (+9.56%) Land $60,000 Building $209,934
2023$46,810
2022$246,370 Land $60,000 Building $186,370

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims12 (1978–2012)
Claims Outside the SFHA6 of 12
Most Recent ClaimMay 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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