St. Charles County property record for 521 Norma Dr, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,144 sqft · built 1967 |
| Lot Size | 0.215 acres (9,384 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $310,000 (May 2026) |
| Tax Bill | $2,740 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Dec 2022 Second Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 091750A000 |
| Primary APN | 091750A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,144 sqft Living Area |
| Gross Area | 2,652 sqft |
| 1st Floor Area | 1,144 sqft |
| Basement Area | 1,144 sqft |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,384 sqft (0.215 acres) |
| Lot Dimensions | 138 ft deep x 68 ft wide |
| Garage Type | Attached |
| Garage Area | 364 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 138 sqft |
| Deck Area | Deck Area |
| Patio Area | 457 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 091750A000 |
|---|---|
| Street Address | 521 NORMA DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-8803 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | SUNNYBROOK PK #1 LOT 347 |
| Legal Subdivision | SUNNYBROOK PK #1 |
| Legal Lot Number | 347 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LINDENWOOD |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 310602 |
Source: St. Charles County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 521 NORMA DR, SAINT CHARLES, MO 63301-8803 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Jul 7, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK OF ST CHARLES MO |
| Dec 2, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMERCE BANK |
| May 4, 2026 | Affidavit, Transfer |
| May 4, 2026 | Deed, Transfer FREEDOM TITLE |
| May 4, 2026 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC |
| May 4, 2026 | Deed, Transfer FREEDOM TITLE |
| May 4, 2026 | Deed, Transfer FREEDOM TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 4, 2026 · Amount on Record |
| Deed Sale | May 4, 2026 · Amount on Record |
| Prior Sale | Jul 7, 2022 · Amount on Record |
| Deed Document Number | 202620621 |
| Prior Transfer Date | Oct 2, 2024 |
| Prior Transfer Doc | 0000040690 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 521 NORMA DR, SAINT CHARLES, MO 63301-8803 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2026 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 521 NORMA DR, SAINT CHARLES, MO 63301-8803 |
| Document Number | 0000037717 |
|---|---|
| Date | Jul 7, 2022 |
| Instrument | 2022R-037717 |
| Name | FIRST STATE BANK OF ST CHARLES MO |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, MO 63301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 521 NORMA DR, SAINT CHARLES, MO 63301-8803 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 521 NORMA DR, SAINT CHARLES, MO 63301-8803 |
| Document Number | 0000064000 |
|---|---|
| Date | Dec 2, 2022 |
| Instrument | 2022R-064000 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 143 Months |
| Due | Nov 25, 2034 |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 4, 2026 |
| Property Address | 521 NORMA DR, SAINT CHARLES, MO 63301-8803 |
| Document Number | 0000020617 |
| Instrument Date | May 1, 2026 |
| Instrument | 202620617 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 4, 2026 |
| Property Address | 521 NORMA DR, SAINT CHARLES, MO 63301-8803 |
| Document Number | 0000020619 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 202620619 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | FREEDOM TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 521 NORMA DR, SAINT CHARLES, MO 63301-8803 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 4, 2026 |
| Property Address | 521 NORMA DR, SAINT CHARLES, MO 63301-8803 |
| Document Number | 0000020621 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 202620621 |
| Transaction Type | Transfer |
| Record Updated | Aug 6, 2026 |
| Title Company | FREEDOM TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 521 NORMA DR, SAINT CHARLES, MO 63301-8803 |
| Document Number | 0000020622, |
|---|---|
| Date | May 4, 2026 |
| Instrument | 202620622 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 4, 2026 |
| Property Address | 521 NORMA DR, SAINT CHARLES, MO 63301-8803 |
| Document Number | 0000020618 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 202620618 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | FREEDOM TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 521 NORMA DR, SAINT CHARLES, MO 63301-8803 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 4, 2026 |
| Property Address | 521 NORMA DR, SAINT CHARLES, MO 63301-8803 |
| Document Number | 0000020620 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 202620620 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | FREEDOM TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 521 NORMA DR, SAINT CHARLES, MO 63301-8803 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $43,621 (-) | $229,582 (-) Land $60,000 Building $169,582 | |
| 2025 | $2,740.00 (+6.82%) | $43,621 (+9.44%) | $229,582 (+9.44%) Land $60,000 Building $169,582 |
| 2024 | $2,565.00 | ||
| 2023 | $39,857 | ||
| 2022 | $209,774 Land $60,000 Building $149,774 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 12 (1978–2012) |
| Claims Outside the SFHA | 6 of 12 |
| Most Recent Claim | May 2012 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures