532 N Philip Rd, Niles, MI 49120 Property Records

Berrien County property record for 532 N Philip Rd, Niles, MI 49120

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,123 sqft · built 1973
Lot Size	0.641 acres (27,922 sqft)
Owner	Individual on Record
Last Sale	$245,000 (Jan 2022)
Tax Bill	$2,493 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-5210-0024-00-1`

Property Details

APN / Parcel Number

Primary APN	`14-5210-0024-00-1`
Alternative APN	`11-14-5210-0024-00-1`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,123 sqft Living Area
1st Floor Area	1,381 sqft
Basement Area	742 sqft
Unfinished Basement	742 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Raised Ranch
Lot Area	27,922 sqft (0.641 acres)
Lot Dimensions	271 ft deep x 103 ft wide
Garage Area	513 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	532 N PHILIP RD
City	NILES
State	MI
Zip	49120-1450
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	LOT 24, NILES VIEW NO. 1.
Legal Subdivision	NILES VIEW NO1
Legal Lot Number	24
Legal Unit	24
Jurisdiction	BERRIEN MI
Township / Civil Division	NILES
Census Block Group	3
Census Block	3001
Census Tract	20400

Owner

Source: Berrien County assessment roll, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	532 N PHILIP RD, NILES, MI 49120-1450
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2021	Deed of Trust, Mortgage · Line of Credit HONOR CU
Jan 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage HONOR CU
Jan 21, 2022	Warranty Deed, Transfer · Conventional Mortgage CENTIER BANK
Jan 5, 2018	Warranty Deed, Transfer · Conventional Mortgage CHEMICAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2022 · Amount on Record
Deed Sale	Jan 21, 2022 · Amount on Record
Prior Sale	Jan 5, 2018 · Amount on Record
Deed Document Number	2022341188
Deed Book / Page	3361 / 920
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	532 N PHILIP RD, NILES, MI 49120-1450
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03330/2543
Date	Jun 8, 2021
Book Page	3330/2543

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 12, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	532 N PHILIP RD, NILES, MI 49120-1450
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003310/608
Date	Jan 22, 2021
Book Page	3310/608

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Jan 21, 2022
Property Address	532 N PHILIP RD, NILES, MI 49120-1450
Document Number	003361/920
Book / Page	3361 / 920
Map Reference	LB 12 PG 64
Instrument Date	Jan 14, 2022
Instrument	2022341188
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MICHIGAN IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,837.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	532 N PHILIP RD, NILES, MI 49120-1450

Mortgage

Document Number	0003361923
Date	Jan 21, 2022
Instrument	3361/923

Lender

Name	CENTIER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Jan 5, 2018
Property Address	532 N PHILIP RD, NILES, MI 49120-1450
Document Number	03194/0190
Book / Page	3194 / 0190
Map Reference	LB12 PG64
Instrument Date	Dec 27, 2017
Instrument	3194-0190
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,156.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	457 CROWN SRTIVE, FORT MILL, SC 29708

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1511 ECHO VALLEY DR, NILES, MI 49120-8738

Mortgage

Document Number	0031940191
Date	Jan 5, 2018
Instrument	3194-0191

Lender

Name	CHEMICAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Niles Township
Unified School District	Niles Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$132,200 (+65.46%)	$264,400 (+65.46%)
2025	$2,493.00 (+30.8%)
2023		$79,900	$159,800
2022	$1,906.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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