532 Hammers Rd, Ardmore, OK 73401 Property Records

Carter County property record for 532 Hammers Rd, Ardmore, OK 73401

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,160 sqft · built 1966
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Jun 2026)
Tax Bill	$2,373 (2025)
Deeds & Mortgages	Jun 2026 Sale May 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1130-00-014-021-0-001-00`

Property Details

APN / Parcel Number

Primary APN	`1130-00-014-021-0-001-00`
Alternative APN	`6098`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,160 sqft Living Area
Gross Area	10 sqft
1st Floor Area	2,160 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1966
Effective Year Built	Effective 2023
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,553 sqft (0.38 acres)
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	88 sqft
Deck Area	128 sqft
Patio Area	144 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	6098
Street Address	532 HAMMERS RD
City	ARDMORE
State	OK
Zip	73401-4835
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ROSELAWN, BLK 14 (HAMMERS RESUB) LOT 21 (60X138.95X53.05X34X117.15) LOT 22 (100X117.15X162.68)
Legal Range	02E
Legal Township	04S
Legal Section	31
Legal Subdivision	ROSELAWN
Legal Block	14
Legal Lot Number	21,22
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	2
Census Block	2034
Census Tract	892900

Owner

532 Hammers Rd is owned and occupied by an individual who bought it in June 2026.

Source: Carter County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	532 HAMMERS RD, ARDMORE, OK 73401-4835
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Warranty Deed, Transfer AMERICAN REAL TITLE, AMERICAN EAGLE TITLE
May 8, 2023	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Dec 21, 2011	Warranty Deed, Transfer · FHA Mortgage AMERICAN SOUTHWEST MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2026 · Amount on File
Deed Sale	Jun 17, 2026 · Amount on File
Prior Sale	May 8, 2023 · Amount on File
Deed Document Number	20265818
Deed Book / Page	7905 / 256
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Jun 17, 2026
Property Address	532 HAMMERS RD, ARDMORE, OK 73401-4835
Document Number	0000005818
Book / Page	7905 / 256
Instrument Date	Jun 9, 2026
Instrument	20265818
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	AMERICAN REAL TITLE, AMERICAN EAGLE TITLE

Transaction

Amount	Amount on Record
Tax	$32,572.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	532 HAMMERS RD, ARDMORE, OK 73401-4835

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	May 8, 2023
Property Address	532 HAMMERS RD, ARDMORE, OK 73401-4835
Document Number	007380/118
Book / Page	7380 / 118
Instrument Date	May 5, 2023
Instrument	I-2023-004580
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	532 HAMMERS RD, ARDMORE, OK 73401-4835

Mortgage

Document Number	I2023004581
Date	May 8, 2023
Instrument	I-2023-004581

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2038

December 2011: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Dec 21, 2011
Property Address	532 HAMMERS RD, ARDMORE, OK 73401-4835
Document Number	005435/086
Book / Page	5435 / 086
Instrument Date	Dec 20, 2011
Instrument	2011-016285
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	532 HAMMERS RD, ARDMORE, OK 73401-4835

Mortgage

Document Number	2011016286
Date	Dec 21, 2011
Instrument	2011-016286

Lender

Name	AMERICAN SOUTHWEST MORTGAGE CORP
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 532 Hammers Rd was $2,373.

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Municipality	Ardmore City
Unified School District	Ardmore Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$23,712 (-0.26%) Land $2,250 Building $21,462	$197,600 (-0.26%) Land $18,750 Building $178,850
2025	$2,373.00	$23,774 (-9.95%) Land $1,875 Building $21,899	$198,115 (-9.95%) Land $15,625 Building $182,490
2024	$2,373.00 (+96.77%)	$26,400 (+99.95%) Land $1,875 Building $24,525	$220,000 (+42.13%) Land $15,625 Building $204,375
2023	$1,206.00 Homeowner's exemption	$13,203 Land $1,817 Building $11,386	$154,786 Land $15,625 Building $139,161

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 532 Hammers Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective October 20, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 532 Hammers Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARDMORE serves 24,893 people · EPA ID OK1010814
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2024 Treatment failure resolved · Jan 2018
Treatment and Procedure	Organic carbon removal Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: 360 Broadband, Arbuckle Communications.

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