Carter County property record for 522 Hammers Rd, Ardmore, OK 73401 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,680 sqft · built 1983 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Company Name on File |
| Tax Bill | $1,272 (2025) |
| Deeds & Mortgages | Feb 2017 Mortgage Feb 2015 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1130-00-014-017-0-001-00 |
| Primary APN | 1130-00-014-017-0-001-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Building Area | 1,680 sqft Living Area |
| Gross Area | 11 sqft Gross Area |
| 1st Floor Area | 1,680 sqft 1st Floor |
| Stories | 1 Story |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,663 sqft (0.13 acres) |
| Shed | 1 Shed |
|---|---|
| Shed Area | 64 sqft Shed |
| Patio Area | 200 sqft Patio |
| Porch | Slab |
| Porch Area | 72 sqft Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 6094 |
|---|---|
| Street Address | 522 HAMMERS RD |
| City | ARDMORE |
| State | OK |
| Zip | 73401-4835 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROSELAWN, BLK 14 (HAMMERS RESUB) LOT 17 (62.1X90.78X55.41X100.59) |
| Legal Range | 02E |
| Legal Township | 04S |
| Legal Section | 31 |
| Legal Subdivision | ROSELAWN |
| Legal Block | 14 |
| Legal Lot Number | 17 |
| Jurisdiction | CARTER OK |
| Township / Civil Division | ARDMORE |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 892900 |
Source: Carter County records · APN 1130-00-014-017-0-001-00
Assessment roll updated January 27, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2417 CHICKASAW BLVD, ARDMORE, OK 73401-1466 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Feb 06, 2017 | Deed of Trust, Mortgage · Commercial Mortgage CITIZENS BANK & TRUST CO |
| Feb 27, 2015 | Deed of Trust, Mortgage AMERICAN NATIONAL BANK |
| Jun 05, 2009 | Deed of Trust, Mortgage · Line of Credit AMERICAN NATIONAL BANK MAIN BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 23, 2014 |
| Deed Sale | Oct 23, 2014 |
| Deed Book / Page | 5969 / 19 |
| Last Transfer Date | May 05, 2022 |
| Transfer Doc | 0000005326 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER OK |
| Property Address | 522 HAMMERS RD, ARDMORE, OK 73401-4835 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 006354/265 |
|---|---|
| Date | Feb 06, 2017 |
| Book Page | 6354/265 |
| Instrument | 2017-001128 |
| Name | CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | ARDMORE, OK 73401 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 15, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER OK |
| Property Address | 522 HAMMERS RD, ARDMORE, OK 73401-4835 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 006043/247 |
|---|---|
| Date | Feb 27, 2015 |
| Book Page | 6043/247 |
| Instrument | 2015-002107 |
| Name | AMERICAN NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | ARDMORE, OK 73401 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER OK |
| Property Address | 522 HAMMERS RD, ARDMORE, OK 73401-4835 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 005006/263 |
|---|---|
| Date | Jun 05, 2009 |
| Book Page | 5006/263 |
| Instrument | 2009-006150 |
| Name | AMERICAN NATIONAL BANK MAIN BANK |
|---|---|
| Address | ARDMORE, OK 73401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Carter County records · Assessment roll updated January 27, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Carter County |
| Municipality | Ardmore City |
| Unified School District | Ardmore Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,272.00 (+11.38%) | $12,743 (+10.24%) Land $1,208 Building $11,535 | $130,889 (-7.65%) Land $12,000 Building $118,889 |
| 2023 | $1,142.00 | $11,559 Land $1,125 Building $10,434 | $141,738 Land $12,000 Building $129,738 |
Source: FEMA National Flood Hazard Layer, Carter County (40019C), updated October 20, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 1% of the US · above 1% of Oklahoma |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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