Carter County property record for 516 Hammers Rd, Ardmore, OK 73401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,668 sqft · built 1971 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Individual Name on File |
| Last Sale | $212,000 (Jan 2023) |
| Tax Bill | $2,626 (2025) |
| Deeds & Mortgages | Apr 2007 Mortgage Jan 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1130-00-014-015-0-001-00 |
| Primary APN | 1130-00-014-015-0-001-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,668 sqft Living Area |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 17,424 sqft (0.4 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 80 sqft |
| Deck Area | 100 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 6092 |
|---|---|
| Street Address | 516 HAMMERS RD |
| City | ARDMORE |
| State | OK |
| Zip | 73401-4835 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROSELAWN, BLK 14 (HAMMERS RESUB) LOT 15 (IRREGULAR) |
| Legal Subdivision | ROSELAWN |
| Legal Block | 14 |
| Legal Lot Number | 15 |
| Jurisdiction | CARTER OK |
| Township / Civil Division | ARDMORE |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 892900 |
Source: Carter County records · APN 1130-00-014-015-0-001-00
Assessment roll updated October 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 516 HAMMERS RD, ARDMORE, OK 73401-4835 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 26, 2007 | Deed of Trust, Mortgage · Conventional Mortgage MILLENIUM MORTGAGE RESOURCES LLC |
| Jan 09, 2023 | Warranty Deed, Transfer · Conventional Mortgage FIRST UNITED BANK & TRUST CO |
| Jun 14, 2022 | Sheriff's Deed, Foreclosure Foreclosure Auction |
| May 08, 2018 | Warranty Deed, Transfer · FHA Mortgage FRANKLIN AMERICAN MORTGAGE CO |
| May 24, 2016 | Special Warranty Deed, Transfer · Commercial Mortgage FIRST NATIONAL BANK & TRUST |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 09, 2023 · Amount on Record |
| Deed Sale | Jan 09, 2023 · Amount on Record |
| Prior Sale | Jun 14, 2022 |
| Deed Document Number | I-2023-000166 |
| Deed Book / Page | 7332 / 66 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER OK |
| Property Address | 516 HAMMERS RD, ARDMORE, OK 73401-4835 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 004640/063 |
|---|---|
| Date | Apr 26, 2007 |
| Book Page | 4640/063 |
| Instrument | 2007-005563 |
| Name | MILLENIUM MORTGAGE RESOURCES LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | ARDMORE, OK 73401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTER OK |
| Recording Date | Jan 09, 2023 |
| Property Address | 516 HAMMERS RD, ARDMORE, OK 73401-4835 |
| Document Number | 0007332/66 |
| Book / Page | 7332 / 66 |
| Instrument Date | Jan 06, 2023 |
| Instrument | I-2023-000166 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE OF OK INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $318.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 516 HAMMERS RD, ARDMORE, OK 73401-4835 |
| Document Number | I2023000167 |
|---|---|
| Date | Jan 09, 2023 |
| Instrument | I-2023-000167 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Type Change Date | Feb 01, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 3.87% |
| Max Rate At Change | 7.87% |
| Index | 1-Year T-Bill |
| Max Rate | 9.87% |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | CARTER OK |
| Recording Date | Jun 14, 2022 |
| Property Address | 516 HAMMERS RD, ARDMORE, OK 73401-4835 |
| Document Number | 007241/244 |
| Book / Page | 7241 / 244 |
| Instrument Date | Jan 31, 2022 |
| Instrument | I-2022-006781 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 27, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9828 US HIGHWAY 177, ARDMORE, OK 73401-0908 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTER OK |
| Recording Date | May 08, 2018 |
| Property Address | 516 HAMMERS RD, ARDMORE, OK 73401-4835 |
| Document Number | 006543/001 |
| Book / Page | 6543 / 001 |
| Instrument Date | May 07, 2018 |
| Instrument | 2018-004763 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE OF OKLAHOMA IN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $195.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 516 HAMMERS RD, ARDMORE, OK 73401-4835 |
| Document Number | 2018004764 |
|---|---|
| Date | May 08, 2018 |
| Instrument | 2018-004764 |
| Name | FRANKLIN AMERICAN MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2048 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CARTER OK |
| Recording Date | May 24, 2016 |
| Property Address | 516 HAMMERS RD, ARDMORE, OK 73401-4835 |
| Document Number | 006252/128 |
| Book / Page | 6252 / 128 |
| Instrument Date | May 17, 2016 |
| Instrument | 2016-006154 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Title Company | OKLAHOMA REO CLOSING AND TITLE, OKLAHOMA REO CLOSING & TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $93.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 650043, DALLAS, TX 75265-0043 |
| Name | Verified Name |
|---|
| Document Number | 2016006155 |
|---|---|
| Date | May 24, 2016 |
| Instrument | 2016-006155 |
| Name | FIRST NATIONAL BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | May 19, 2021 |
Source: Carter County records · Assessment roll updated October 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Carter County |
| Municipality | Ardmore City |
| Unified School District | Ardmore Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,626.00 | $26,306 (+3.4%) Land $1,875 Building $24,431 | $219,218 (+3.4%) Land $15,625 Building $203,593 |
| 2024 | $2,626.00 (+2.9%) | $25,440 (-1.49%) Land $1,847 Building $23,593 | $212,000 (-1.49%) Land $15,390 Building $196,610 |
| 2023 | $2,552.00 | $25,824 Land $1,875 Building $23,949 | $215,198 Land $15,625 Building $199,573 |
Source: FEMA National Flood Hazard Layer, Carter County (40019C), as of October 20, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 400198929002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Oklahoma |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Dobson Technologies Fiber | 10,000 / 10,000 |
| Cable One Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: 360 Communications, Inc. (OK, AR & TX), Arbuckle Communications.
Based on FCC filings for 500 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system OK1010814, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ARDMORE serves 24,893 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · May 2024 Treatment failure resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | Organic carbon removal Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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