532 E Central Ave, Zeeland, MI 49464 Property Records

Ottawa County property record for 532 E Central Ave, Zeeland, MI 49464

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,917 sqft · built 1910
Lot Size	0.212 acres (9,235 sqft)
Owner	Individual Name on Record
Last Sale	$85,000 (Oct 2018)
Tax Bill	$3,158 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Sep 2019 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`70-17-19-206-001`

Property Details

APN / Parcel Number

Primary APN	`70-17-19-206-001`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	1,917 sqft Living Area
1st Floor Area	1,298 sqft
Basement Area	1,200 sqft
Unfinished Basement	1,200 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1970
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	9,235 sqft (0.212 acres)
Lot Dimensions	140 ft deep x 66 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	532 E CENTRAL AVE
City	ZEELAND
State	MI
Zip	49464-1847
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 7 EAST PARK ADD
Legal Range	14W
Legal Township	5N
Legal Section	19
Legal Subdivision	EAST PARK ADD
Legal Block	206
Legal Lot Number	7
Jurisdiction	OTTAWA MI
Township / Civil Division	ZEELAND
Census Block Group	5
Census Block	5018
Census Tract	22900

Owner

Source: Ottawa County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	532 E CENTRAL AVE, ZEELAND, MI 49464-1847
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK
Sep 9, 2019	Deed of Trust, Mortgage · Line of Credit AAC CU
Aug 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED MORTGAGE CORP
May 24, 2011	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jul 7, 2025	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU
Apr 3, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Oct 23, 2018	Warranty Deed, Transfer · Conventional Mortgage AAC CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2018 · Amount on Record
Deed Sale	Oct 23, 2018 · Amount on Record
Deed Document Number	201838024
Last Transfer Date	Apr 3, 2026
Transfer Doc	20260009083
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Recording Date	Jul 9, 2026
Property Address	532 E CENTRAL AVE, ZEELAND, MI 49464-1847
Document Number	0000020710
Instrument Date	May 27, 2026
Instrument	202620710
Transaction Type	Mortgage
Record Updated	Jul 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	532 E CENTRAL AVE, ZEELAND, MI 49464-1847

Mortgage

Document Number	0000020710,
Date	Jul 9, 2026
Instrument	202620710

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.3%
Max Rate	-1%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	532 E CENTRAL AVE, ZEELAND, MI 49464-1847
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20190031692
Date	Sep 9, 2019
Instrument	2019-0031692

Lender

Name	AAC CU
Type	Credit Union
Address	KNOX, IN 46534

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 8, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	532 E CENTRAL AVE, ZEELAND, MI 49464-1847
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	532 E CENTRAL AVE, ZEELAND, MI 49464-1847

Mortgage

Document Number	20210043233
Date	Aug 25, 2021
Instrument	2021-0043233

Lender

Name	UNITED MORTGAGE CORP
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

May 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	532 E CENTRAL AVE, ZEELAND, MI 49464-1847
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20110018855
Date	May 24, 2011
Instrument	2011-0018855

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2041

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	532 E CENTRAL AVE, ZEELAND, MI 49464-1847
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	532 E CENTRAL AVE, ZEELAND, MI 49464-1847

Mortgage

Document Number	20250017464
Date	Jul 7, 2025
Instrument	2025-0017464

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49512

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jun 15, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTTAWA MI
Recording Date	Apr 3, 2026
Property Address	532 E CENTRAL AVE, ZEELAND, MI 49464-1847
Document Number	20260009083
Instrument Date	Apr 3, 2026
Instrument	20269083
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	532 E CENTRAL AVE, ZEELAND, MI 49464-1847

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Oct 23, 2018
Property Address	532 E CENTRAL AVE, ZEELAND, MI 49464-1847
Document Number	20180038024
Map Reference	LB3 PG35
Instrument Date	Oct 23, 2018
Instrument	2018-0038024
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Amount	Amount Recorded
Tax	$731.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2991 OLD ALLEGAN RD, FENNVILLE, MI 49408-9411

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	532 E CENTRAL AVE, ZEELAND, MI 49464-1847

Mortgage

Document Number	20180037951
Date	Oct 23, 2018
Instrument	2018-0037951

Lender

Name	AAC CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
Municipality	Zeeland City
Unified School District	Zeeland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$183,800 (+8.82%)	$367,600 (+8.82%)
2025	$3,158.00 (+15.85%) Homeowner's exemption	$168,900 (+23.92%)	$337,800 (+23.92%)
2023		$136,300	$272,600
2022	$2,726.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ZEELAND BOARD OF PUBLIC WORKS serves 8,328 people · EPA ID MI0007270
Water Source	Purchased surface water from HOLLAND BOARD OF PUBLIC WORKS
Last State Inspection	May 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Acentek.

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