540 E Central Ave, Zeeland, MI 49464 Property Records

Ottawa County property record for 540 E Central Ave, Zeeland, MI 49464

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 920 sqft · built 1940
Lot Size	0.193 acres (8,407 sqft)
Owner	Individual Name on Record
Last Sale	$224,000 (Oct 2021)
Tax Bill	$3,524 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Jan 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`70-17-19-206-002`

Property Details

APN / Parcel Number

Primary APN	`70-17-19-206-002`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	920 sqft Living Area
1st Floor Area	920 sqft
Basement Area	920 sqft
Unfinished Basement	920 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1969
Exterior Material	Aluminum/Vinyl
Lot Area	8,407 sqft (0.193 acres)
Lot Dimensions	140 ft deep x 60 ft wide
Garage Area	664 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	540 E CENTRAL AVE
City	ZEELAND
State	MI
Zip	49464-1847
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 8 EAST PARK ADD
Legal Range	14W
Legal Township	5N
Legal Section	19
Legal Subdivision	EAST PARK ADD
Legal Block	206
Legal Lot Number	8
Jurisdiction	OTTAWA MI
Township / Civil Division	ZEELAND
Census Block Group	5
Census Block	5018
Census Tract	22900

Owner

Source: Ottawa County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	540 E CENTRAL AVE, ZEELAND, MI 49464-1847
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2021	Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jan 28, 2021	Quit Claim Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2021 · Amount on Record
Deed Sale	Oct 11, 2021 · Amount on Record
Deed Document Number	202150769
Record Updated	Sep 20, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Oct 11, 2021
Property Address	540 E CENTRAL AVE, ZEELAND, MI 49464-1847
Document Number	20210050769
Instrument Date	Sep 24, 2021
Instrument	2021-0050769
Transaction Type	Transfer
Record Updated	May 1, 2023
Title Company	NOT AVAILABLE, TITLE & ESCROW GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,680.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	592 LAWN AVE, HOLLAND, MI 49424-2746

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 E CENTRAL AVE, ZEELAND, MI 49464-1847

Mortgage

Document Number	20210050770
Date	Oct 11, 2021
Instrument	2021-0050770

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTTAWA MI
Recording Date	Jan 28, 2021
Property Address	540 E CENTRAL AVE, ZEELAND, MI 49464-1847
Document Number	20210005106
Instrument Date	Jan 11, 2021
Instrument	2021-0005106
Transaction Type	Transfer
Record Updated	May 1, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	540 E CENTRAL AVE, ZEELAND, MI 49464-1847

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	592 LAWN AVE, HOLLAND, MI 49424-2746

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
Municipality	Zeeland City
Unified School District	Zeeland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$126,100 (+33.16%)	$252,200 (+33.16%)
2025	$3,524.00 (+14.42%)
2023		$94,700	$189,400
2022	$3,080.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ZEELAND BOARD OF PUBLIC WORKS serves 8,328 people · EPA ID MI0007270
Water Source	Purchased surface water from HOLLAND BOARD OF PUBLIC WORKS
Last State Inspection	May 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Acentek.

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