517 E Central Ave, Zeeland, MI 49464 Property Records

Ottawa County property record for 517 E Central Ave, Zeeland, MI 49464

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,517 sqft · built 1917
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$216,000 (Apr 2023)
Tax Bill	$5,046 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Sep 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`70-17-19-202-015`

Property Details

APN / Parcel Number

Primary APN	`70-17-19-202-015`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	1,517 sqft Living Area
1st Floor Area	888 sqft
Basement Area	888 sqft
Unfinished Basement	888 sqft

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1957
Exterior Material	Aluminum/Vinyl
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	134 ft deep x 65 ft wide
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	517 E CENTRAL AVE
City	ZEELAND
State	MI
Zip	49464-1803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 21 ROOSENRAAD SUP PLAT NO 2
Legal Range	14W
Legal Township	5N
Legal Section	19
Legal Subdivision	ROOSENRAAD SUP PLAT
Legal Block	202
Legal Lot Number	21
Jurisdiction	OTTAWA MI
Township / Civil Division	ZEELAND
Census Block Group	5
Census Block	5013
Census Tract	22900

Owner

517 E Central Ave is owned and occupied by an individual who bought it in April 2023.

Source: Ottawa County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	517 E CENTRAL AVE, ZEELAND, MI 49464-1803
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2023	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU
Sep 27, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2023 · Amount on File
Deed Sale	Apr 4, 2023 · Amount on File
Deed Document Number	20237742
Prior Transfer Date	Sep 27, 2021
Prior Transfer Doc	20210048506
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Apr 4, 2023
Property Address	517 E CENTRAL AVE, ZEELAND, MI 49464-1803
Document Number	20230007742
Instrument Date	Mar 23, 2023
Instrument	2023-0007742
Transaction Type	Transfer
Record Updated	Apr 20, 2023
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,620.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4785 HIDDEN CREEK DRIVE, ZEELAND, MI 49464

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	517 E CENTRAL AVE, ZEELAND, MI 49464-1803

Mortgage

Document Number	20230007743
Date	Apr 4, 2023
Instrument	2023-0007743

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	11.5%
Index	1-Year CMT
Max Rate	11.5%

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Sep 27, 2021
Property Address	517 E CENTRAL AVE, ZEELAND, MI 49464-1803
Document Number	20210048506
Instrument Date	Sep 27, 2021
Instrument	2021-0048506
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4785 HIDDEN CREEK DR, 4785, HOLLAND, MI 49423-9269

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	517 E CENTRAL AVE, ZEELAND, MI 49464-1803

Tax Assessment & Valuation

The 2025 property tax bill for 517 E Central Ave was $5,046 with a homeowner's exemption.

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
Municipality	Zeeland City
Unified School District	Zeeland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$157,900 (+8.15%)	$315,800 (+8.15%)
2025	$5,046.00 Homeowner's exemption	$146,000	$292,000
2023		$108,500	$217,000
2022	$2,988.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 517 E Central Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 517 E Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ZEELAND BOARD OF PUBLIC WORKS serves 8,328 people · EPA ID MI0007270
Water Source	Purchased surface water from HOLLAND BOARD OF PUBLIC WORKS
Last State Inspection	May 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Acentek.

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