5318 Irvington Rd, White Stone, VA 22578 Property Records

Lancaster County property record for 5318 Irvington Rd, White Stone, VA 22578

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,225 sqft · built 1973
Lot Size	0.799 acres (34,804 sqft)
Owner	Individual Name on Record
Last Sale	$533,500 (Sep 2018)
Tax Bill	$31 (2025)
Deeds & Mortgages	Mar 2021 Refinance Sep 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`34 94C`

Property Details

APN / Parcel Number

Primary APN	`34 94C`
Alternative APN	`10894`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,225 sqft Living Area
Gross Area	2,918 sqft
1st Floor Area	2,150 sqft
Basement Area	1,225 sqft
Finished Basement	1,225 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2001
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	34,804 sqft (0.799 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	216 sqft
Deck Area	Deck Area
Patio Area	480 sqft
Boat Access	Boat Access
Boat House	1,000 sqft
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	10894
Street Address	5318 IRVINGTON RD
City	WHITE STONE
State	VA
Zip	22578
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	NR WHITE STONE .799 AC LR18/1844
Legal Subdivision	WHITE STONE
Jurisdiction	LANCASTER VA
Township / Civil Division	5
Census Block Group	1
Census Block	1008
Census Tract	30301

Owner

Source: Lancaster County records, as of May 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1213 BYRD AVE, RICHMOND, VA 23226-1422
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CAPITAL CENTER LLC
Sep 21, 2018	Warranty Deed, Transfer · Conventional Mortgage VIRGINIA COMMONWEALTH BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2018 · Amount on Record
Deed Sale	Sep 21, 2018 · Amount on Record
Deed Document Number	20181844
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Property Address	5318 IRVINGTON RD, WHITE STONE, VA 22578
Transaction Type	Mortgage
Record Updated	Mar 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210000893
Date	Mar 29, 2021
Instrument	210000893

Lender

Name	CAPITAL CENTER LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

Interest

Rate Type	Fixed Rate

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER VA
Recording Date	Sep 21, 2018
Property Address	5318 IRVINGTON RD, WHITE STONE, VA 22578
Document Number	0180001844
Instrument Date	Aug 29, 2018
Instrument	180001844
Transaction Type	Transfer
Record Updated	Mar 11, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1213 BYRD AVE, RICHMOND, VA 23226-1422

Mortgage

Document Number	0180001845
Date	Sep 21, 2018
Instrument	180001845

Lender

Name	VIRGINIA COMMONWEALTH BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lancaster County
Unified School District	Lancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$31.00 (-98.93%)	$576,000 (+24.92%) Land $215,000 Building $361,000	$576,000 (+24.92%) Land $215,000 Building $361,000
2023	$2,904.00	$461,100 Land $200,000 Building $261,100	$461,100 Land $200,000 Building $261,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 69 individual policies
Nearby Flood Policies	77 units insured incl. 8 condo units
Nearby Flood Claims	7 (2003–2024)
Most Recent Claim	Sep 2024 · tidal / storm surge
Claims by Event	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 2 claims Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Virginia Broadband Fixed Wireless · not low latency	100 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

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