5490 Irvington Rd, White Stone, VA 22578 Property Records

Lancaster County property record for 5490 Irvington Rd, White Stone, VA 22578

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,248 sqft · built 2004
Lot Size	0.665 acres (28,967 sqft)
Owner	Individual Name on Record
Last Sale	$320,000 (Nov 2020)
Tax Bill	$19 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Jul 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`34 94E`

Property Details

APN / Parcel Number

Primary APN	`34 94E`
Alternative APN	`10896`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,248 sqft Living Area
Gross Area	2,000 sqft
1st Floor Area	1,440 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2016
Exterior Material	Wood
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	28,967 sqft (0.665 acres)
Porch	Patio
Porch Area	300 sqft
Deck Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	10896
Street Address	5490 IRVINGTON RD
City	WHITE STONE
State	VA
Zip	22578
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	THE KNOLL'S .665 AC LOT 4 1/6 INT-WELL LOT 34-94H LR20/2702
Legal Subdivision	THE KNOLL'S
Legal Lot Number	4,34-94
Jurisdiction	LANCASTER VA
Township / Civil Division	4
Census Block Group	1
Census Block	1009
Census Tract	30301

Owner

Source: Lancaster County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	721 W 36TH ST, BALTIMORE, MD 21211-2506
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2020	Warranty Deed, Transfer · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC
Jul 12, 2018	Warranty Deed, Transfer LAWYERS TITLE/MIDDLE PENINSULA, LAWYERS TITLE/MID PENINSULA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 24, 2020 · Amount on Record
Deed Sale	Nov 24, 2020 · Amount on Record
Prior Sale	Jul 12, 2018 · Amount on Record
Deed Document Number	20202702
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER VA
Recording Date	Nov 24, 2020
Property Address	5490 IRVINGTON RD, WHITE STONE, VA 22578
Document Number	0200002702
Instrument Date	Nov 11, 2020
Instrument	200002702
Transaction Type	Transfer
Record Updated	Mar 11, 2022
Title Company	LAWYERS TITLE/MIDDLE PENINSULA, LAWYERS TITLE MID PENINSULA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	721 W 36TH ST, BALTIMORE, MD 21211-2506

Mortgage

Document Number	0200002703
Date	Nov 24, 2020
Instrument	200002703

Lender

Name	SOUTHERN TRUST MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER VA
Recording Date	Jul 12, 2018
Property Address	5490 IRVINGTON RD, WHITE STONE, VA 22578
Document Number	0180001333
Instrument Date	Jul 3, 2018
Instrument	180001333
Transaction Type	Transfer
Record Updated	Mar 11, 2022
Title Company	LAWYERS TITLE/MIDDLE PENINSULA, LAWYERS TITLE/MID PENINSULA

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	260 FORESTVUE DR, EARLYSVILLE, VA 22936-9728

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lancaster County
Unified School District	Lancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$19.00 (-98.83%)	$347,300 (+34.61%) Land $100,000 Building $247,300	$347,300 (+34.61%) Land $100,000 Building $247,300
2023	$1,625.00	$258,000 Land $85,000 Building $173,000	$258,000 Land $85,000 Building $173,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 69 individual policies
Nearby Flood Policies	77 units insured incl. 8 condo units
Nearby Flood Claims	7 (2003–2024)
Most Recent Claim	Sep 2024 · tidal / storm surge
Claims by Event	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 2 claims Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Virginia Broadband Fixed Wireless · not low latency	100 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

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