5486 Irvington Rd, White Stone, VA 22578 Property Records

Lancaster County property record for 5486 Irvington Rd, White Stone, VA 22578

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,419 sqft · built 1988
Lot Size0.501 acres (21,824 sqft)
OwnerIndividual Name on Record
Last Sale$255,200 (Sep 2016)
Tax Bill$26 (2025)
Deeds & MortgagesDec 2023 Transfer
Nov 2020 Refinance
Flood ZoneZone X (minimal risk)
APN34 94D

Property Details

APN / Parcel Number

Primary APN34 94D
Alternative APN
  • 10895

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,419 sqft Living Area
Gross Area2,909 sqft
1st Floor Area3,267 sqft
Basement Area480 sqft
Unfinished Basement480 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 2009
Exterior MaterialWood
Roof TypeGable
Roof MaterialWood Shingle
Lot Area21,824 sqft (0.501 acres)

Exterior Amenities

PorchSlab
Porch Area28 sqft
Deck Area462 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number10895
Street Address5486 IRVINGTON RD
CityWHITE STONE
StateVA
Zip22578
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionTHE KNOLL'S .501 AC LOT 3 1/6 INT-WELL LOT 34-94H LR16/1699
Legal SubdivisionTHE KNOLL'S
Legal Lot Number3,34-94
JurisdictionLANCASTER VA
Township / Civil Division4
Census Block Group1
Census Block1009
Census Tract30301

Owner

Source: Lancaster County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 204, WHITE STONE, VA 22578-0204
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 20, 2023Transfer on Death Deed, Transfer
Nov 16, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
VIRGINIA COMMONWEALTH BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 29, 2016 · Amount on Record
Deed SaleSep 29, 2016 · Amount on Record
Deed Document Number20161699
Record UpdatedJun 8, 2026

December 2023: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionLANCASTER VA
Recording DateDec 20, 2023
Property Address5486 IRVINGTON RD, WHITE STONE, VA 22578
Document Number0230002162
Instrument DateDec 20, 2023
Instrument230002162
Transaction TypeTransfer
Record UpdatedJan 24, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANCASTER VA
Property Address5486 IRVINGTON RD, WHITE STONE, VA 22578
Transaction TypeMortgage
Record UpdatedMar 11, 2022
Title CompanyLAWYERS TITLE/MIDDLE PENINSULA, LAWYERS TITLE MID PENINSULA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0200002618
DateNov 16, 2020
Instrument200002618
Lender
NameVIRGINIA COMMONWEALTH BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueDec 1, 2035
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLancaster County
Unified School DistrictLancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$26.00 (-99.06%)$477,100 (+8.63%) Land $120,000 Building $357,100$477,100 (+8.63%) Land $120,000 Building $357,100
2023$2,766.00$439,200 Land $150,000 Building $289,200$439,200 Land $150,000 Building $289,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 69 individual policies
Nearby Flood Policies77 units insured
incl. 8 condo units
Nearby Flood Claims7 (2003–2024)
Most Recent ClaimSep 2024 · tidal / storm surge
Claims by Event
  • Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 2 claims
  • Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50
Virginia Broadband
Fixed Wireless · not low latency
100 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Irvington Rd

Nearby Streets

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