5318 Front St, Stedman, NC 28391 Property Records

Cumberland County property record for 5318 Front St, Stedman, NC 28391

Property Summary

Property TypeAuto Repair, Garage
Details3 ba · 7,224 sqft · built 2012
Lot Size4.65 acres (202,990 sqft)
OwnerCompany Name on File
Last Sale$425,000 (May 2019)
Tax Bill$5,598 (2025)
Deeds & MortgagesSep 2021 Mortgage
May 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0495-37-9645

Property Details

APN / Parcel Number

Primary APN0495-37-9645

Interior

Full Baths3 Baths
Stories1 Story
Building Area7,224 sqft Total Area
1st Floor Area7,224 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 2012
Exterior MaterialOther
Lot Area202,990 sqft (4.65 acres)
Lot Dimensions635 ft deep x 352 ft wide
Canopy388 sqft

Location & Zoning

Street Address5318 FRONT ST
CitySTEDMAN
StateNC
Zip28391-3400
Property CategoryCommercial
Property TypeCommercial > Retail > Auto Repair, Garage
Local Zoning CodeM2
Legal DescriptionSTEDMAN VOLUNTEER FIRE DEPARTMENT INC LO:19 SE:01 PL:00148-0008
Legal SubdivisionSTEDMAN COMMERCIAL
Legal Lot Number19
JurisdictionCUMBERLAND NC
Township / Civil DivisionCEDAR CREEK
Census Block Group2
Census Block2004
Census Tract2801

Owner

5318 Front St, a commercial property, is owned by a company that bought it in May 2019.

Source: Cumberland County records, as of December 18, 2025

Owner of RecordCompany Name on File
Mailing AddressPO BOX 366, STEDMAN, NC 28391-0366
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 17, 2021Deed of Trust, Mortgage
UNITED STATES OF AMERICA
May 30, 2019Special Warranty Deed, Transfer · Commercial Mortgage
FIRST CITIZENS BANK & TRUST COMPANY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 30, 2019 · Amount on File
Deed SaleMay 30, 2019 · Amount on File
Deed Document Number0010510606
Deed Book / Page10510 / 606
Record UpdatedJun 8, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND NC
Property Address5318 FRONT ST, STEDMAN, NC 28391-3400
Transaction TypeMortgage
Record UpdatedDec 19, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0112530488
DateSep 17, 2021
Book Page11253/488
Instrument43680
Lender
NameUNITED STATES OF AMERICA
TypeGovernment Agency
Agreement
AmountAmount on Record
Term420 Months
DueSep 17, 2056
Interest
Rate2.25%

May 2019: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionCUMBERLAND NC
Recording DateMay 30, 2019
Property Address5320 FRONT ST, STEDMAN, NC 28391
Document Number0105100606
Book / Page10510 / 606
Instrument DateMay 30, 2019
Instrument15912
Transaction TypeTransfer
Record UpdatedAug 22, 2022
Title CompanyATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 366, STEDMAN, NC 28391-0366

Mortgage

Document Number0000015914
DateMay 30, 2019
Instrument15914
Lender
NameFIRST CITIZENS BANK & TRUST COMPANY
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 5318 Front St was $5,598.

Source: Cumberland County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCumberland County
MunicipalityStedman Town
Unified School DistrictCumberland County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,598.00$572,430 Land $109,890 Building $462,540$572,430 Land $109,890 Building $462,540
2023$478,900 Land $92,517 Building $386,383$478,900 Land $92,517 Building $386,383
2019$5,598.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5318 Front St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims7 (2012–2018)
Claims Outside the SFHA4 of 7
Most Recent ClaimSep 2018 · Hurricane Florence
Claims by Event
  • Hurricane Florence, Sep 2018 · 2 claims
  • Hurricane Matthew, Oct 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5318 Front St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF STEDMAN
serves 1,705 people · EPA ID NC0326030
Water SourcePurchased surface water from FAYETTEVILLE PUBLIC WORKS COMM
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Brightspeed
DSL
140 / 20
T-Mobile
Fixed Wireless
100 / 20

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