Cumberland County property record for 5290 Front St, Stedman, NC 28391
| Property Type | Commercial |
|---|---|
| Lot Size | 5.19 acres (226,512 sqft) |
| Owner | Company Name on Record |
| Last Sale | $425,000 (May 2019) |
| Tax Bill | $1,190 (2025) |
| Deeds & Mortgages | Jul 2022 Reverse Mortgage Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0495-37-6608 |
| Primary APN | 0495-37-6608 |
|---|
| Lot Area | 226,512 sqft (5.19 acres) |
|---|---|
| Lot Dimensions | 635 ft deep x 368 ft wide |
| Street Address | 5290 FRONT ST |
|---|---|
| City | STEDMAN |
| State | NC |
| Zip | 28391-9687 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | M2 |
| Legal Description | STEDMAN VOLUNTEER FIRE DEPARTMENT INC LO:18 SE:01 PL:00148-0008 |
| Legal Subdivision | STEDMAN COMMERCIAL |
| Legal Lot Number | 18 |
| Jurisdiction | CUMBERLAND NC |
| Township / Civil Division | CEDAR CREEK |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 2801 |
Source: Cumberland County records, as of December 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 366, STEDMAN, NC 28391-0366 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jul 22, 2022 | Deed of Trust, Mortgage · Reverse Mortgage USDA |
| Sep 17, 2021 | Deed of Trust, Mortgage UNITED STATES OF AMERICA |
| May 30, 2019 | Special Warranty Deed, Transfer · Commercial Mortgage FIRST CITIZENS BANK & TRUST COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 30, 2019 · Amount on Record |
| Deed Sale | May 30, 2019 · Amount on Record |
| Prior Sale | Feb 10, 2014 · Amount on Record |
| Deed Document Number | 0010510606 |
| Deed Book / Page | 10510 / 606 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Property Address | 5290 FRONT ST, STEDMAN, NC 28391-9687 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2025 |
| Name | Verified Name |
|---|---|
| Address | 5320 FRONT ST, STEDMAN, NC 28391-3400 |
| Document Number | 0115290607 |
|---|---|
| Date | Jul 22, 2022 |
| Book Page | 11529/607 |
| Instrument | 29883 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 539 Months |
| Due | Jun 10, 2067 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Property Address | 5290 FRONT ST, STEDMAN, NC 28391-9687 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0112530488 |
|---|---|
| Date | Sep 17, 2021 |
| Book Page | 11253/488 |
| Instrument | 43680 |
| Name | UNITED STATES OF AMERICA |
|---|---|
| Type | Government Agency |
| Amount | Amount Recorded |
|---|---|
| Term | 420 Months |
| Due | Sep 17, 2056 |
| Rate | 2.25% |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Recording Date | May 30, 2019 |
| Property Address | 5290 FRONT ST, STEDMAN, NC 28391-9687 |
| Document Number | 0105100606 |
| Book / Page | 10510 / 606 |
| Instrument Date | May 30, 2019 |
| Instrument | 15912 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 366, STEDMAN, NC 28391-0366 |
| Document Number | 0000015914 |
|---|---|
| Date | May 30, 2019 |
| Instrument | 15914 |
| Name | FIRST CITIZENS BANK & TRUST COMPANY |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Cumberland County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cumberland County |
| Municipality | Stedman Town |
| Unified School District | Cumberland County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,190.00 | $135,161 (+32.68%) Land $122,625 Building $12,536 | $135,161 (+32.68%) Land $122,625 Building $12,536 |
| 2023 | $101,873 Land $101,873 | $101,873 Land $101,873 | |
| 2019 | $1,190.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 7 (2012–2018) |
| Claims Outside the SFHA | 4 of 7 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 50% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF STEDMAN serves 1,705 people · EPA ID NC0326030 |
|---|---|
| Water Source | Purchased surface water from FAYETTEVILLE PUBLIC WORKS COMM |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Brightspeed DSL | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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