Cumberland County property record for 5191 Front St, Stedman, NC 28391
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 2,068 sqft · built 2022 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $298,000 (Oct 2022) |
| Tax Bill | $3,032 (2026) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Jul 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 0495-28-6444 |
| Primary APN | 0495-28-6444 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Building Area | 2,068 sqft Heated Area |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 19,166 sqft (0.44 acres) |
| Lot Dimensions | 171 ft deep x 111 ft wide |
| Garage Area | 340 sqft |
| Street Address | 5191 FRONT ST |
|---|---|
| City | STEDMAN |
| State | NC |
| Zip | 28391-9603 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R10 |
| Legal Description | ERNEST & IRENE BULLARD HEIRS LO:4 SE:01 PL:0109-0183 |
| Legal Subdivision | TOWN OF STEDMAN |
| Legal Block | 28 |
| Legal Lot Number | 4 |
| Jurisdiction | CUMBERLAND NC |
| Township / Civil Division | CEDAR CREEK |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 2801 |
5191 Front St, a rural home, is owned and occupied by two individuals who bought it in October 2022.
Source: Cumberland County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5191 FRONT ST, STEDMAN, NC 28391-9603 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 25, 2022 | Warranty Deed, Transfer · Conventional Mortgage NFM INC |
| Jul 22, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 25, 2022 · Amount on File |
| Deed Sale | Oct 25, 2022 · Amount on File |
| Prior Sale | Jul 22, 2022 · Amount on File |
| Deed Document Number | 202242281 |
| Deed Book / Page | 11602 / 746 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Recording Date | Oct 25, 2022 |
| Property Address | 5191 FRONT ST, STEDMAN, NC 28391-9603 |
| Document Number | 0116020746 |
| Book / Page | 11602 / 746 |
| Map Reference | MB 109 PG 183 |
| Instrument Date | Sep 21, 2022 |
| Instrument | 42281 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $596.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 616, STEDMAN, NC 28391-0616 |
| Name | Verified Name |
|---|---|
| Address | 5191 FRONT ST, STEDMAN, NC 28391-9603 |
| Investor | Possibly a Property Investor |
| Document Number | 0000042282 |
|---|---|
| Date | Oct 25, 2022 |
| Instrument | 42282 |
| Name | NFM INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Recording Date | Jul 22, 2022 |
| Property Address | 5191 FRONT ST, STEDMAN, NC 28391-9603 |
| Document Number | 0115290134 |
| Book / Page | 11529 / 134 |
| Map Reference | MB 109 PG 183 |
| Instrument Date | Jul 21, 2022 |
| Instrument | 29780 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $96.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 205, FAYETTEVILLE, NC 28302-0205 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 168, STEDMAN, NC 28391-0168 |
The 2026 property tax bill for 5191 Front St was $3,032, up 5.5% from the year before.
Source: Cumberland County assessment roll, as of December 19, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cumberland County |
| Municipality | Stedman Town |
| Unified School District | Cumberland County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,032.00 (+5.5%) | ||
| 2025 | $2,874.00 (+29.46%) | $257,568 (+41.45%) Land $15,000 Building $242,568 | $257,568 (+41.45%) Land $15,000 Building $242,568 |
| 2024 | $2,220.00 (+1.69%) | $182,088 (-) Land $10,000 Building $172,088 | $182,088 (-) Land $10,000 Building $172,088 |
| 2023 | $2,183.00 (+1,781.9%) | $182,088 Land $10,000 Building $172,088 | $182,088 Land $10,000 Building $172,088 |
| 2022 | $116.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5191 Front St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 7 (2012–2018) |
| Claims Outside the SFHA | 4 of 7 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5191 Front St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF STEDMAN serves 1,705 people · EPA ID NC0326030 |
|---|---|
| Water Source | Purchased surface water from FAYETTEVILLE PUBLIC WORKS COMM |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Brightspeed DSL | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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