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5318 Clouds Peak Dr, Lutz, FL 33558 Property Records

Hillsborough County property record for 5318 Clouds Peak Dr, Lutz, FL 33558 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,176 sqft · built 2005
Lot Size0.338 acres (14,733 sqft)
OwnerIndividual Name on File
Last Sale$353,200 (Jul 2005)
Tax Bill$4,904 (2025)
Deeds & MortgagesSep 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN0161238218

Property Details

APN / Parcel Number

Primary APN0161238218
Alternative APN
  • U30271871R000003000250

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,176 sqft Heated Area
1st Floor Area2,665 sqft
Upper Floors Area511 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2015
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area14,733 sqft (0.338 acres)
Lot Dimensions169 ft deep x 87.2 ft wide
Garage Area686 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area238 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number0161238218
Street Address5318 CLOUDS PEAK DR
CityLUTZ
StateFL
Zip33558-4961
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionORANGE BLOSSOM CREEK PHASE 1 LOT 25 BLOCK 3
Legal Range18E
Legal Township27S
Legal Section30
Legal SubdivisionORANGE BLOSSOM CREEK PHASE 1
Legal Phase1
Legal Block3
Legal Lot Number25
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionKEYSTONE-CITRUS PARK
Census Block Group2
Census Block2008
Census Tract11512

Owner

Source: Hillsborough County records · APN 0161238218

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address5318 CLOUDS PEAK DR, LUTZ, FL 33558-4961
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 01, 2005 · Amount on Record
Deed SaleJul 01, 2005 · Amount on Record
Deed Document Number2005286446
Deed Book / Page15190 / 1734
Record UpdatedJun 08, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address5318 CLOUDS PEAK DR, LUTZ, FL 33558-4961
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0269551110
DateSep 14, 2019
Book Page26955/1110
Instrument2019401288
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueSep 30, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Hillsborough County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,904.00 (+5.51%) Homeowner's exemption$277,764 (+5.99%)$631,170 (+7.75%) Land $160,447 Building $470,723
2023$4,648.00 (+4.43%) Homeowner's exemption$262,074 (+3%)$585,780 (+5.72%) Land $144,402 Building $441,378
2022$4,451.00 Homeowner's exemption$254,441$554,101 Land $128,358 Building $425,743

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hillsborough County (12057C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120570115122, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance CostPremium on Record
median of 90 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies90 in force
Nearby Flood Claims18 (1993–2024)
Claims Outside the SFHA6 of 18
Most Recent ClaimOct 2024, Hurricane Milton
Claims By Storm
  • Hurricane Milton, Oct 2024 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 167 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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