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5313 Clouds Peak Dr, Lutz, FL 33558 Property Records

Hillsborough County property record for 5313 Clouds Peak Dr, Lutz, FL 33558 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,420 sqft · built 2005
Lot Size0.304 acres (13,244 sqft)
OwnerOwner Name on File
Last Sale$315,000 (Mar 2013)
Tax Bill$6,117 (2025)
Deeds & MortgagesAug 2023 Second Mortgage
Dec 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN0161238190

Property Details

APN / Parcel Number

Primary APN0161238190
Alternative APN
  • U30271871R000003000110

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,420 sqft Heated Area
1st Floor Area2,420 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2015
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area13,244 sqft (0.304 acres)
Lot Dimensions150 ft deep x 88.3 ft wide
Garage Area617 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area260 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number0161238190
Street Address5313 CLOUDS PEAK DR
CityLUTZ
StateFL
Zip33558-4964
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionORANGE BLOSSOM CREEK PHASE 1 LOT 11 BLOCK 3
Legal Range18E
Legal Township27S
Legal Section30
Legal SubdivisionORANGE BLOSSOM CREEK PHASE 1
Legal Phase1
Legal Block3
Legal Lot Number11
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionKEYSTONE-CITRUS PARK
Census Block Group2
Census Block2008
Census Tract11512

Owner

Source: Hillsborough County records · APN 0161238190

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing Address5313 CLOUDS PEAK DR, LUTZ, FL 33558-4964
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Aug 21, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
NAVY FCU
Dec 06, 2019Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Jul 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 26, 2013 · Amount on Record
Deed SaleMar 26, 2013 · Amount on Record
Prior SaleAug 11, 2005 · Amount on Record
Deed Document Number2013116861
Deed Book / Page21766 / 0037
Record UpdatedJun 08, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address5313 CLOUDS PEAK DR, LUTZ, FL 33558-4964
Transaction TypeMortgage
Record UpdatedSep 04, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address5313 CLOUDS PEAK DR, LUTZ, FL 33558-4964

Mortgage

Document Number0000372807
DateAug 21, 2023
Instrument2023372807
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueSep 01, 2038

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address5313 CLOUDS PEAK DR, LUTZ, FL 33558-4964
Transaction TypeMortgage
Record UpdatedJan 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000523337
DateDec 06, 2019
Book Page27164/1846
Instrument2019523337
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeLending Institution
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 01, 2034

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address5313 CLOUDS PEAK DR, LUTZ, FL 33558-4964
Transaction TypeMortgage
Record UpdatedJan 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address5313 CLOUDS PEAK DR, LUTZ, FL 33558-4964

Mortgage

Document Number0000359280
DateJul 19, 2021
Instrument2021359280
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueAug 01, 2036

Tax Assessment & Valuation

Source: Hillsborough County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,117.00 (+6.51%) Homeowner's exemption$341,751 (+5.99%)$587,624 (+7.18%) Land $152,300 Building $435,324
2023$5,743.00 (+4.04%) Homeowner's exemption$322,447 (+3%)$548,251 (+5.88%) Land $137,070 Building $411,181
2022$5,520.00 Homeowner's exemption$313,055$517,784 Land $121,840 Building $395,944

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hillsborough County (12057C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120570115122, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 90 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies90 in force
Nearby Flood Claims18 (1993–2024)
Claims Outside the SFHA6 of 18
Most Recent ClaimOct 2024, Hurricane Milton
Claims By Storm
  • Hurricane Milton, Oct 2024 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 167 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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