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5320 Clouds Peak Dr, Lutz, FL 33558 Property Records

Hillsborough County property record for 5320 Clouds Peak Dr, Lutz, FL 33558 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,752 sqft · built 2005
Lot Size0.475 acres (20,701 sqft)
OwnerIndividual Name on File
Last Sale$362,700 (May 2005)
Tax Bill$4,850 (2025)
Deeds & MortgagesJan 2026 Second Mortgage
Feb 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN0161238220

Property Details

APN / Parcel Number

Primary APN0161238220
Alternative APN
  • U30271871R000003000260

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,752 sqft Heated Area
1st Floor Area2,752 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2015
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area20,701 sqft (0.475 acres)
Lot Dimensions209 ft deep x 99.1 ft wide
Garage Area587 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area497 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number0161238220
Street Address5320 CLOUDS PEAK DR
CityLUTZ
StateFL
Zip33558-4961
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionORANGE BLOSSOM CREEK PHASE 1 LOT 26 BLOCK 3
Legal Range18E
Legal Township27S
Legal Section30
Legal SubdivisionORANGE BLOSSOM CREEK PHASE 1
Legal Phase1
Legal Block3
Legal Lot Number26
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionKEYSTONE-CITRUS PARK
Census Block Group2
Census Block2008
Census Tract11512

Owner

Source: Hillsborough County records · APN 0161238220

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5320 CLOUDS PEAK DR, LUTZ, FL 33558-4961
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 15, 2026Deed of Trust, Mortgage · Stand-Alone Second Mortgage
USF FCU
Feb 14, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
USF FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 11, 2005 · Amount on Record
Deed SaleMay 11, 2005 · Amount on Record
Prior SaleMay 11, 2005 · Amount on Record
Deed Document Number0000197233
Deed Book / Page14988 / 0828
Last Transfer DateFeb 14, 2022
Transfer Doc0000080280
Record UpdatedJun 08, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address5320 CLOUDS PEAK DR, LUTZ, FL 33558-4961
Transaction TypeMortgage
Record UpdatedFeb 09, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address5320 CLOUDS PEAK DR, LUTZ, FL 33558-4961

Mortgage

Document Number0000017322
DateJan 15, 2026
Instrument2026017322
Lender
NameUSF FCU
TypeCredit Union
AddressTAMPA, FL 33646
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term180 Months
DueJan 15, 2041

February 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHILLSBOROUGH FL
Recording DateFeb 14, 2022
Property Address5320 CLOUDS PEAK DR, LUTZ, FL 33558-4961
Document Number0000080280
Map ReferenceMB 98 PG 1-17
Instrument DateFeb 07, 2022
Instrument2022080280
Transaction TypeTransfer
Record UpdatedFeb 28, 2022
Title CompanySUNSET TITLE AGENCY INC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address19601 WYNDMILL CIR, 19601, ODESSA, FL 33556-1723

Transferred To (Grantee/Buyer)

NameVerified Name
Address5320 CLOUDS PEAK DR, LUTZ, FL 33558-4961

Mortgage

Document Number0000080281
DateFeb 14, 2022
Instrument2022080281
Lender
NameUSF FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

Tax Assessment & Valuation

Source: Hillsborough County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,850.00 (+5.34%) Homeowner's exemption$272,314 (+5.99%)$658,774 (+7.95%) Land $218,607 Building $440,167
2023$4,604.00 (+4.47%) Homeowner's exemption$256,931 (+3%)$610,250 (+6.94%) Land $196,747 Building $413,503
2022$4,407.00 Homeowner's exemption$249,448$570,672 Land $174,886 Building $395,786

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hillsborough County (12057C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120570115122, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance CostPremium on Record
median of 90 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies90 in force
Nearby Flood Claims18 (1993–2024)
Claims Outside the SFHA6 of 18
Most Recent ClaimOct 2024, Hurricane Milton
Claims By Storm
  • Hurricane Milton, Oct 2024 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 167 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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